Types

FullName

Field	Type	Description
first	string	Individual first name.
last	string	Individual last name.

Example FullName type:

{  "first": "Peter",  "last": "Parker"}

Address

Field	Type	Description
street	string	First line of an address.
street2	string	Optional. Second line of an address.
city	string	City.
state	string	State. For US addresses, two letters representing the state.
postalCode	string	Postal code.
country	ISO31661-Alpha2 string	Two letters representing the country.

Example Address type:

{  "street": "20 Ingram St",  "street2": "Apt #10",  "city": "Forest Hills",  "state": "NY",  "postalCode": "11375",  "country": "US"}

Phone

Field	Type	Description
countryCode	string	Country code of the phone number, e.g. "1" for US.
number	string	The phone number without the country code, e.g. "4151193497". For US phone numbers, 10 digits are required.

Example US Phone type:

{  "countryCode": "1",  "number": "1555555555"}

Example Non-US Phone type:

{  "countryCode": "972",  "number": "505555555"}

Officer

Field	Type	Description
status	string	One of Approved, Denied or PendingReview.
fullName	FullName	Full name of the officer.
title	string	One of CEO, COO, CFO, President, BenefitsAdministrationOfficer, CIO, VP, AVP, Treasurer, Secretary, Controller, Manager, Partner or Member.
ssn	string	SSN of the officer (numbers only). One of ssn or passport is required.
passport	string	Passport of the officer. One of ssn or passport is required.
nationality	ISO31661-Alpha2 string	Only when Passport is populated. Two letters representing the officer's nationality.
dateOfBirth	RFC3339 Date string	Date only (e.g. "2001-08-15").
address	Address	The officer's address.
phone	Phone	The officer's phone number.
email	string	The officer's email address.

Example Officer type:

{  "fullName": {    "first": "Richard",    "last": "Hendricks"  },  "dateOfBirth": "2001-08-15",  "ssn": "721074426",  "email": "richard@piedpiper.com",  "phone": {    "countryCode": "1",    "number": "5555555555"  },  "address": {    "street": "5230 Newell Rd",    "city": "Palo Alto",    "state": "CA",    "postalCode": "94303",    "country": "US"  }}

BeneficialOwner

Field	Type	Description
status	string	One of Approved, Denied or PendingReview.
fullName	FullName	Full name of the beneficial owner.
ssn	string	SSN of the beneficial owner (numbers only). One of ssn or passport is required.
passport	string	Passport of the beneficial owner. One of ssn or passport is required.
nationality	ISO31661-Alpha2 string	Only when Passport is populated. Two letters representing the beneficial owner's nationality.
dateOfBirth	RFC3339 Date string	Date only (e.g. "2001-08-15").
address	Address	The beneficial owner's address.
phone	Phone	The beneficial owner's phone number.
email	string	The beneficial owner's email address.
percentage	integer	The beneficial owner percentage of ownership at the business (between 0 and 100).

Example BeneficialOwner type:

{  "fullName": {    "first": "Richard",    "last": "Hendricks"  },  "dateOfBirth": "2001-08-15",  "ssn": "721074426",  "email": "richard@piedpiper.com",  "phone": {    "countryCode": "1",    "number": "5555555555"  },  "address": {    "street": "5230 Newell Rd",    "city": "Palo Alto",    "state": "CA",    "postalCode": "94303",    "country": "US"  }}

BusinessContact

Field	Type	Description
fullName	FullName	Full name of the contact.
email	string	The contact's email address.
phone	Phone	The contact's phone number.

Example BusinessContact type:

{  "fullName": {    "first": "Richard",    "last": "Hendricks"  },  "email": "richard@piedpiper.com",  "phone": {    "countryCode": "1",    "number": "5555555555"  }}

ApplicationFormPrefill

Field	Type	entity	Description
applicationType	string	All	Optional. One of "Individual", "Business" or "SoleProprietorship".
fullName	FullName	Individual	Optional. Full name of the individual.
ssn	string	Individual	Optional. SSN of the individual (numbers only). Either an SSN or a passport number is required.
passport	string	Individual	Optional. Passport number of the individual. Either an SSN or a passport is required.
nationality	ISO31661-Alpha2 string	Individual	Optional. Two letters representing the individual nationality. (e.g. "US").
dateOfBirth	RFC3339 Date string	Individual	Optional. Date only (e.g. "2001-08-15").
email	string	Individual	Optional. Email address of the individual.
name	string	Business	Optional. Name of the business.
stateOfIncorporation	string	Business	Optional. Two letters representing a US state.
entityType	string	Business	Optional. One of "Corporation", "LLC" or "Partnership".
contact	BusinessContact	Business	Optional. Primary contact of the business.
officer	Officer	Business	Optional. Officer representing the business (must be the CEO, COO, CFO, President, BenefitsAdministrationOfficer, CIO, VP, AVP, Treasurer, Secretary, Controller, Manager, Partner or Member). To onboard a business successfully, you must provide the officer's personal details.
beneficialOwners	Array of BeneficialOwner	Business	Optional. Array of beneficial owners in the business. Beneficial owners are all people that, directly or indirectly, own 25% or more of the business. To onboard a business successfully, you must provide each beneficial owner's personal details.
website	string	Business	Optional. Business's website.
dba	string	Individual / Business	Optional. "Doing business as". If the individual is a sole proprietor who is doing business under a different name, specify it here.
ein	string	Individual / Business	Optional. If the individual is a sole proprietor who has an Employer Identification Number, specify it here. / Business EIN (numbers only).
address	Address	Individual / Business	Optional. Address of the individual / Address of the business.
phone	Phone	Individual / Business	Optional. Phone number of the individual / Phone number of the business.

Example ApplicationFormPrefill type:

{  "applicationType": "Business",  "fullName": {    "first": "Peter",    "last": "Parker"  },  "ssn": "721074426",  "passport": "12345678",  "nationality": "US",  "dateOfBirth": "2001-08-10",  "email": "peter@oscorp.com",  "name": "Pied Piper",  "stateOfIncorporation": "DE",  "entityType": "Corporation",  "contact": {    "fullName": {      "first": "Richard",      "last": "Hendricks"    },    "email": "richard@piedpiper.com",    "phone": {      "countryCode": "1",      "number": "5555555555"    }  },  "officer": {    "fullName": {      "first": "Richard",      "last": "Hendricks"    },    "dateOfBirth": "2001-08-10",    "title": "CEO",    "ssn": "721074426",    "email": "richard@piedpiper.com",    "phone": {      "countryCode": "1",      "number": "5555555555"    },    "address": {      "street": "5230 Newell Rd",      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    }  },  "beneficialOwners": [    {      "fullName": {        "first": "Richard",        "last": "Hendricks"      },      "dateOfBirth": "2001-08-10",      "ssn": "123456789",      "email": "richard@piedpiper.com",      "percentage": 75,      "phone": {        "countryCode": "1",        "number": "5555555555"      },      "address": {        "street": "5230 Newell Rd",        "city": "Palo Alto",        "state": "CA",        "postalCode": "94303",        "country": "US"      }    }  ],  "website": "https://www.piedpiper.com",  "dba": "Piedpiper Inc",  "ein": "123456789",  "address": {    "street": "5230 Newell Rd",    "city": "Palo Alto",    "state": "CA",    "postalCode": "94303",    "country": "US"  },  "phone": {    "countryCode": "1",    "number": "5555555555"  }}

ApplicationFormSettingsOverride

Field	Type	Description
redirectUrl	string	URL that is presented to the user when an application has been submitted
privacyPolicyUrl	string	Privacy Policy
electronicDisclosuresUrl	string	Consent to Electronic Disclosures
depositTermsUrl	string	Deposit Terms & Conditions
clientTermsUrl	string	Client Terms of Service
cardholderTermsUrl	string	Cardholder Terms and Conditions
cashAdvancedTermsUrl	string	Cash Advance Terms and Conditions
additionalDisclosures	Array of {title, url} objects	Array of additional disclosures that were not covered by the above links

Example ApplicationFormSettingsOverride type:

{  "redirectUrl": "https://www.unit.co",  "privacyPolicyUrl": "https://www.unit.co",  "electronicDisclosuresUrl": "https://www.unit.co",  "depositTermsUrl": "https://www.unit.co",  "clientTermsUrl": "https://www.unit.co",  "cardholderTermsUrl": "https://www.unit.co",  "cashAdvancedTermsUrl": "https://www.unit.co",  "additionalDisclosures": [    {      "title": "My org additional terms",      "url": "https://www.unit.co"    }  ]}

AuthorizedUser

Field	Type	Description
fullName	FullName	Full name of the authorized user.
email	string	The authorized user's email address.
phone	Phone	The authorized user's phone number. This number will be used for One Time Password (OTP) authentication.

Example AuthorizedUser type:

{  "fullName": {    "first": "Richard",    "last": "Hendricks"  },  "email": "richard@piedpiper.com",  "phone": {    "countryCode": "1",    "number": "5555555555"  }}

Counterparty

Field	Type	Description
routingNumber	string	Valid 9-digit ABA routing transit number.
accountNumber	string	Bank account number.
accountType	string	Either Checking or Savings.
name	string	Name of the person or company that owns the bank account.

Example Counterparty type:

{  "counterparty": {    "routingNumber": "812345678",    "accountNumber": "12345569",    "accountType": "Checking",    "name": "Jane Doe"  }}

Wire Counterparty

Field	Type	Description
routingNumber	string	Valid 9-digit ABA routing transit number.
accountNumber	string	Bank account number.
name	string	Name of the person or company that owns the bank account.
address	Address	Address of the beneficiary counterparty.

Example Wire Counterparty type:

{  "counterparty": {    "name": "April Oneil",    "routingNumber": "812345678",    "accountNumber": "1000000001",    "address": {      "street": "20 Ingram St",      "city": "Forest Hills",      "state": "CA",      "postalCode": "11375",      "country": "US"    }  }}

Check Counterparty

Field	Type	Description
routingNumber	string	Valid 9-digit ABA routing transit number.
accountNumber	string	Bank account number.
name	string	Name of the person or company that owns the bank account.

Example Check Counterparty type:

{  "counterparty": {    "name": "April Oneil",    "routingNumber": "812345678",    "accountNumber": "1000000001"  }}

Coordinates

Field	Type	Description
longitude	number	The longitude value.
latitude	number	The latitude value.

Example Coordinates type:

{  "longitude": -77.0364,  "latitude": 38.8951}

DeviceFingerprint

Field	Type	Description
provider	string	Provider of the device fingerprint fraud and risk prevention. The value is always iovation
value	string	The device fingerprint blackbox value.

Example DeviceFingerprint type:

{  "provider": "iovation",  "value": "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"}