Resources

IndividualApplication

IndividualApplication is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the application resource.
type	string	Type of the application resource. For individual application the value is always individualApplication.
attributes	JSON Object	JSON object representing the application data.
relationships	JSON:API Relationships	Describes relationships between the application resource and other resources (documents).

Attributes

Field	type	Description
status	string	One of AwaitingDocuments, PendingReview, Approved, Denied or Pending, see Application Statuses.
message	string	A message describing the IndividualApplication status.
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
ssn	string	SSN of the individual (numbers only). Either ssn or passport will be populated.
passport	string	Individual passport number. Either ssn or passport will be populated.
nationality	ISO31661-Alpha2 string	Only when Passport is populated. Two letters representing the individual nationality (e.g. "US").
fullName	FullName	Full name of the individual.
dateOfBirth	RFC3339 Date string	Date only (e.g. "2001-08-15").
address	Address	Address of the individual.
phone	Phone	Phone of the individual.
email	string	Email address of the individual.
ip	string	IP address of the end-customer creating the application, if specified.
soleProprietorship	boolean	Optional. Indicates whether the individual is a sole proprietor, if specified.
ein	string	Optional. Indicates if the individual is a sole proprietor who has an Employer Identification Number, if specified.
industry	Optional. Industry	Optional. Indicates if the individual is a sole proprietor who has an business industry, if specified.
dba	string	Optional. Indicates if the individual is a sole proprietor who is doing business under a different name, if specified.
archived	boolean	Indicates whether the application has been archived. Archived applications are read-only and no changes can be made to them. Once an application has been archived, a new application with the same SSN (or Passport) may be submitted. An application becomes archived once the corresponding customer is archived.
idTheftScore	number	Optional. Score (0-1000) for ID theft verification, >900 is auto rejected as default (threshold is configurable).
tags	object	See Tags.

Relationships

Field	type	Description
documents	Array of JSON:API Relationship	Optional. Application's documents.
customer	JSON:API Relationship	Optional. The created Customer in case of approved application.
applicationForm	JSON:API Relationship	Optional. The ApplicationForm through which the application has been submitted.

Example IndividualApplication resource:

{  "type": "individualApplication",  "id": "53",  "attributes": {    "createdAt": "2020-01-14T14:05:04.718Z",    "fullName": {      "first": "Peter",      "last": "Parker"    },    "ssn": "721074426",    "address": {      "street": "20 Ingram St",      "street2": null,      "city": "Forest Hills",      "state": "NY",      "postalCode": "11375",      "country": "US"    },    "dateOfBirth": "2001-08-10",    "email": "peter@oscorp.com",    "phone": {      "countryCode": "1",      "number": "1555555578"    },    "status": "AwaitingDocuments",    "message": "Waiting for you to upload the required documents.",    "archived": false,    "tags": {      "userId": "106a75e9-de77-4e25-9561-faffe59d7814"    }  },  "relationships": {    "org": {      "data": {        "type": "org",        "id": "1"      }    },    "documents": {      "data": [        {          "type": "document",          "id": "1"        },        {          "type": "document",          "id": "2"        }      ]    },    "applicationForm": {      "data": {        "type": "applicationForm",        "id": "3"      }    }  }}

Reward Transaction

A rewardTransaction represents a successful reward creation.

RewardTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always rewardTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (accounts, customer, reward).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types, this will be the description of the reward.
receiverCounterparty	Counterparty	Optional. The receiving party of the transaction. Available only when the receiving party is a Deposit Account.
tags	object	See Tags. Inherited from the payment tags (see Tag Inheritance).

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
reward	JSON:API Relationship	The reward belonging to this transaction.
receiverAccount	JSON:API Relationship	The Deposit Account receiver.

Example RewardTransaction resource:

{  "data": {    "type": "rewardTransaction",    "id": "51",    "attributes": {      "createdAt": "2022-04-05T10:46:34.371Z",      "receiverCounterparty": {        "name": "Unit Finance Inc.",        "routingNumber": "091311229",        "accountNumber": "864800000000",        "accountType": "Checking"      },      "amount": 800,      "direction": "Credit",      "balance": 113000,      "summary": "My Reward 8",      "tags": {        "customer_type": "vip"      }    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "10001"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10000"        }      },      "customers": {        "data": [          {            "type": "customer",            "id": "10000"          }        ]      },      "org": {        "data": {          "type": "org",          "id": "1"        }      },      "reward": {        "data": {          "type": "reward",          "id": "1"        }      },      "receiverAccount": {        "data": {          "type": "account",          "id": "10000"        }      }    }  }}

Account Low Balance Closure Transaction

An accountLowBalanceClosureTransaction represents account low balance closure transaction.

AccountLowBalanceClosureTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always accountLowBalanceClosureTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (accounts, customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
receiverCounterparty	Counterparty	The receiving party of the transaction.
tags	object	See Tags. Inherited from the payment tags (see Tag Inheritance).

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
receiverAccount	JSON:API Relationship	The Deposit Account receiver.

Example AccountLowBalanceClosureTransaction resource:

{  "data": {    "type": "accountLowBalanceClosureTransaction",    "id": "53",    "attributes": {      "createdAt": "2022-04-06T10:46:34.371Z",      "receiverCounterparty": {        "name": "Unit Finance Inc.",        "routingNumber": "091311229",        "accountNumber": "864800000000",        "accountType": "Checking"      },      "amount": 800,      "direction": "Credit",      "balance": 113000,      "summary": "Account Low Balance Closure",      "tags": {        "customer_type": "vip"      }    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "10001"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10000"        }      },      "customers": {        "data": [          {            "type": "customer",            "id": "10000"          }        ]      },      "org": {        "data": {          "type": "org",          "id": "1"        }      },      "receiverAccount": {        "data": {          "type": "account",          "id": "10000"        }      }    }  }}

BusinessApplication

BusinessApplication is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the application resource.
type	string	Type of the application resource, for business application the value is always businessApplication.
attributes	JSON Object	JSON object representing the application data.
relationships	JSON:API Relationships	Describes relationships between the application resource and other resources (documents).

Attributes

Field	type	Description
status	string	One of AwaitingDocuments, PendingReview, Approved, Denied or Pending, see Application Statuses.
message	string	A message describing the BusinessApplication status.
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
name	string	Name of the business.
dba	string	Optional. "Doing business as".
address	Address	Address of the business.
phone	Phone	Phone of the business.
stateOfIncorporation	string	Two letters representing a US state.
ein	string	Business EIN (numbers only).
industry	Optional. Industry	Optional. Business industry, if specified.
entityType	string	One of LLC, Partnership, PubliclyTradedCorporation, PrivatelyHeldCorporation or NotForProfitOrganization.
website	string	Optional. Business's website.
contact	BusinessContact	Primary contact of the business.
officer	Officer	Officer representing the business, must be the CEO, COO, CFO, President, BenefitsAdministrationOfficer, CIO, VP, AVP, Treasurer, Secretary, Controller, Manager, Partner or Member. The officer would need to go over KYC process and provide documents.
beneficialOwners	Array of BeneficialOwner	Array of beneficial owners of the business. Beneficial Owner is anyone with more than 25% ownership. Beneficial Owners would need to go over KYC process and provide documents.
annualRevenue	AnnualRevenue	Optional. Annual revenue of the business.
numberOfEmployees	NumberOfEmployees	Optional. Number of employees of the business.
cashFlow	CashFlow	Optional. Cash flow of the business.
yearOfIncorporation	Year string	Year of incorporation of the business.
countriesOfOperation	Array of ISO31661-Alpha2 strings	Optional. An array of two letter codes representing the countries of operation of the business.
stockSymbol	string	Optional. The stock symbol (ticker) of the business.
businessVertical	BusinessVertical	Optional. The business vertical of the business.
ip	string	Optional. IP address of the end-customer creating the application. Both IPv4 and IPv6 formats are supported. Highly recommended as a fraud prevention measure, if the information is available when submitting the application.
archived	boolean	Indicates whether the application has been archived. Archived applications are read-only and no changes can be made to them. An application becomes archived once the corresponding customer is archived.
tags	object	See Tags.

Relationships

Field	type	Description
documents	Array of JSON:API Relationship	Optional. Application's documents.
customer	JSON:API Relationship	Optional. The created Customer in case of approved application.
applicationForm	JSON:API Relationship	Optional. The ApplicationForm through which the application has been submitted.

Example BusinessApplication resource:

{  "type": "businessApplication",  "id": "50",  "attributes": {    "createdAt": "2020-01-13T16:01:19.346Z",    "name": "Pied Piper",    "dba": null,    "address": {      "street": "5230 Newell Rd",      "street2": null,      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    },    "phone": {      "countryCode": "1",      "number": "1555555578"    },    "stateOfIncorporation": "DE",    "ein": "123456789",    "entityType": "Corporation",    "contact": {      "fullName": {        "first": "Richard",        "last": "Hendricks"      },      "email": "richard@piedpiper.com",      "phone": {        "countryCode": "1",        "number": "1555555578"      }    },    "officer": {      "fullName": {        "first": "Richard",        "last": "Hendricks"      },      "ssn": "123456789",      "address": {        "street": "5230 Newell Rd",        "street2": null,        "city": "Palo Alto",        "state": "CA",        "postalCode": "94303",        "country": "US"      },      "dateOfBirth": "2001-08-10",      "email": "richard@piedpiper.com",      "phone": {        "countryCode": "1",        "number": "1555555589"      },      "occupation": "ArchitectOrEngineer",      "annualIncome": "Between10kAnd25k",      "sourceOfIncome": "EmploymentOrPayrollIncome",      "status": "Approved"    },    "beneficialOwners": [      {        "fullName": {          "first": "Richard",          "last": "Hendricks"        },        "ssn": "123456789",        "address": {          "street": "5230 Newell Rd",          "street2": null,          "city": "Palo Alto",          "state": "CA",          "postalCode": "94303",          "country": "US"        },        "dateOfBirth": "2001-08-10",        "phone": {          "countryCode": "1",          "number": "1555555589"        },        "email": "richard@piedpiper.com",        "occupation": "ArchitectOrEngineer",        "annualIncome": "Between10kAnd25k",        "sourceOfIncome": "EmploymentOrPayrollIncome",        "status": "Approved"      }    ],    "tags": {      "userId": "106a75e9-de77-4e25-9561-faffe59d7814"    },    "archived": false,    "status": "AwaitingDocuments",    "message": "Waiting for you to upload the required documents."  },  "relationships": {    "org": {      "data": {        "type": "org",        "id": "1"      }    },    "documents": {      "data": [        {          "type": "document",          "id": "1"        },        {          "type": "document",          "id": "2"        },        {          "type": "document",          "id": "3"        }      ]    },    "applicationForm": {      "data": {        "type": "applicationForm",        "id": "3"      }    }  }}

TrustApplication

TrustApplication is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the application resource.
type	string	Type of the application resource, for trust application the value is always trustApplication.
attributes	JSON Object	JSON object representing the application data.
relationships	JSON:API Relationships	Describes relationships between the application resource and other resources (documents).

Attributes

Field	type	Description
status	string	One of AwaitingDocuments, PendingReview, Approved, Denied or Pending, see Application Statuses.
message	string	A message describing the TrustApplication status.
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
name	string	Name of the trust.
stateOfIncorporation	string	Two letters representing a US state.
revocability	Either Revocable or Irrevocable	Whether the trust can be changed or canceled after the trust document has been signed.
sourceOfFunds	One of Inheritance, Salary, Savings, InvestmentReturns, Gifts	Origin of the funds used to fund the account.
taxId	string	The grantor's SSN.
grantor	Grantor	The individual that creates the trust.
contact	TrustContact	Primary contact of the trust.
archived	boolean	Indicates whether the application has been archived. Archived applications are read-only and no changes can be made to them. An application becomes archived once the corresponding customer is archived.
tags	object	See Tags.

Relationships

Field	type	Description
documents	Array of JSON:API Relationship	Application's documents.
customer	JSON:API Relationship	Optional. The created Customer in case of approved application.
trustees	JSON:API Relationship	The trustees of the trust.
beneficiaries	JSON:API Relationship	The beneficiaries of the trust.

Example TrustApplication resource:

{  "type": "trustApplication",  "id": "51",  "attributes": {    "createdAt": "2022-04-02T21:59:46.324Z",    "name": "Trust me Inc.",    "contact": {      "fullName": {        "first": "Jared",        "last": "Dunn"      },      "email": "jared@piedpiper.com",      "phone": {        "countryCode": "1",        "number": "2025550108"      },      "address": {        "street": "5230 Newell Rd",        "city": "Palo Alto",        "state": "CA",        "postalCode": "94303",        "country": "US"      }    },    "status": "AwaitingDocuments",    "message": "Waiting for you to upload the required documents.",    "stateOfIncorporation": "CA",    "revocability": "Revocable",    "sourceOfFunds": "Salary",    "taxId": "123456789",    "grantor": {      "status": "PendingReview",      "fullName": {        "first": "Laurie",        "last": "Bream"      },      "ssn": "000000003",      "address": {        "street": "950 Allerton Street",        "city": "Redwood City",        "state": "CA",        "postalCode": "94063",        "country": "US"      },      "dateOfBirth": "2000-01-01",      "email": "laurie@raviga.com",      "phone": {        "countryCode": "1",        "number": "2025550108"      }    },    "tags": {      "test": "test1"    },    "archived": false  },  "relationships": {    "org": {      "data": {        "type": "org",        "id": "1"      }    },    "trustees": {      "data": [        {          "type": "trustee",          "id": "21"        }      ]    },    "beneficiaries": {      "data": [        {          "type": "beneficiary",          "id": "33"        },        {          "type": "beneficiary",          "id": "34"        }      ]    },    "documents": {      "data": [        {          "type": "document",          "id": "201"        },        {          "type": "document",          "id": "202"        },        {          "type": "document",          "id": "203"        }      ]    }  }}

ApplicationDocument

ApplicationDocument is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the document resource.
type	string	Always document.
attributes	JSON Object	JSON object representing the document’s data.

Attributes

Field	type	Description
status	string	One of Required, ReceivedBack, ReceivedFront, Invalid, Approved or PendingReview, see Application Document Status.
documentType	string	One of IdDocument, Passport, AddressVerification, CertificateOfIncorporation, EmployerIdentificationNumberConfirmation, SocialSecurityCard, ClientRequested or SelfieVerification.
description	string	The document requirements description.
name	string	Name of business or individual.
address	Address	Individual address, present only for the AddressVerification document type.
dateOfBirth	RFC3339 Date string	Date only (e.g. "2001-08-15"). Present only for Passport and IdDocument document types.
passport	string	Individual passport number. Present only for the Passport document type.
ein	string	Business EIN. Present only for the EmployerIdentificationNumberConfirmation document type.
reasonCode	string	Application Document rejection reason code. Present only when document status is Invalid. One of PoorQuality, NameMismatch, SSNMismatch, AddressMismatch, DOBMismatch, ExpiredId, EINMismatch, StateMismatch, Other.
reason	string	Application Document rejection reason. Present only when document status is Invalid.

Example ApplicationDocument resource:

{  "type": "document",  "id": "3",  "attributes": {    "documentType": "IdDocument",    "status": "Approved",    "description": "Please provide a copy of your unexpired government issued photo ID which would include Drivers License or State ID.",    "name": "Richard Hendricks",    "dateOfBirth": "2001-08-15"  }}

BeneficialOwner

BeneficialOwner is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the beneficial owner resource.
type	string	Always beneficialOwner.
attributes	JSON Object	JSON object representing the beneficial owner’s data.

Attributes

Field	type	Description
status	string	One of Approved, Denied or PendingReview.
fullName	FullName	Full name of the beneficial owner.
ssn	string	SSN of the beneficial owner (numbers only). One of ssn or passport is required.
passport	string	Passport of the beneficial owner. One of ssn or passport is required.
nationality	ISO31661-Alpha2 string	Only when Passport is populated. Two letters representing the beneficial owner's nationality.
dateOfBirth	RFC3339 Date string	Date only (e.g. "2001-08-15").
address	Address	The beneficial owner's address.
phone	Phone	The beneficial owner's phone number.
email	string	The beneficial owner's email address.
occupation	Occupation	Optional. Occupation of the beneficial owner.
annualIncome	AnnualIncome	Optional. Annual income of the beneficial owner.
sourceOfIncome	SourceOfIncome	Optional. Source of income of the beneficial owner.

Example BeneficialOwner resource:

{  "type": "beneficialOwner",  "id": "5",  "attributes": {    "address": {      "street": "20 Ingram St",      "street2": "Apt #10",      "city": "Forest Hills",      "state": "NY",      "postalCode": "11375",      "country": "US"    },    "dateOfBirth": "1990-04-05",    "email": "erlich@piedpiper.com",    "fullName": {      "first": "Erlich",      "last": "Bachman"    },    "phone": {      "countryCode": "1",      "number": "5555555555"    },    "ssn": "721074426",    "status": "Approved",    "occupation": "ArchitectOrEngineer",    "annualIncome": "Between50kAnd100k",    "sourceOfIncome": "EmploymentOrPayrollIncome"  }}

IndividualCustomer

IndividualCustomer is a JSON:API resource, describing the individual customer. Top-level fields:

Field	type	Description
id	string	Identifier of the individual resource.
type	string	Type of the resource, the value is always individualCustomer.
attributes	JSON Object	JSON object representing the individual data.
relationships	JSON:API Relationships	Describes relationships between the customer resource, the Org it belongs to, and the Application it was created by.

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
ssn	string	Individual passport number. Either ssn or passport will be populated.
passport	string	Individual passport number. Either ssn or passport will be populated.
nationality	ISO31661-Alpha2 string	Only when Passport is populated. Two letters representing the individual nationality (e.g. "US").
fullName	FullName	Full name of the individual.
dateOfBirth	RFC3339 Date string	Date only (e.g. "2001-08-15").
address	Address	Address of the individual.
phone	Phone	Phone of the individual.
email	string	Email address of the individual.
authorizedUsers	Array of AuthorizedUser	Array of authorized users. An authorized user is someone who can participate in the One Time Password (OTP) authentication process.
status	string	Status of the customer, either Active, Archived. You can't do any write operations with Archived customers.
ein	string	Optional. Indicates if the individual is a sole proprietor who has an Employer Identification Number, if specified.
archiveReason	string	Optional. The reason the account was archived, can be one of Inactive, FraudACHActivity, FraudCardActivity, FraudCheckActivity, FraudApplicationHistory, FraudAccountActivity, FraudClientIdentified, `FraudLinkedToFraudulentCustomer,.
tags	object	See Tags.

Relationships

Name	Type	Description
org	JSON:API Relationship	The Org of the individual.
application	JSON:API Relationship	The Application that created this individual.

Example IndividualCustomer resource:

{  "type": "individualCustomer",  "id": "8",  "attributes": {    "createdAt": "2020-05-12T19:41:04.123Z",    "fullName": {      "first": "Peter",      "last": "Parker"    },    "ssn": "721074426",    "address": {      "street": "20 Ingram St",      "street2": null,      "city": "Forest Hills",      "state": "NY",      "postalCode": "11375",      "country": "US"    },    "dateOfBirth": "2001-08-10",    "email": "peter@oscorp.com",    "phone": {      "countryCode": "1",      "number": "1555555578"    },    "status": "Active",    "tags": {      "userId": "106a75e9-de77-4e25-9561-faffe59d7814"    }  },  "relationships": {    "org": {      "data": {        "type": "org",        "id": "1"      }    },    "application": {      "data": {        "type": "individualApplication",        "id": "8"      }    }  }}

BusinessCustomer

BusinessCustomer is a JSON:API resource, describing the business customer. Top-level fields:

Field	type	Description
id	string	Identifier of the business resource.
type	string	Type of the resource, the value is always businessCustomer.
attributes	JSON Object	JSON object representing the business data.
relationships	JSON:API Relationships	Describes relationships between the customer resource, the Org it belongs to, and the Application it was created by.

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
name	string	Name of the business.
dba	string	Optional. "Doing business as".
address	Address	Address of the business.
phone	Phone	Phone of the business.
stateOfIncorporation	string	Two letters representing a US state.
ein	string	Business EIN (numbers only).
entityType	string	One of LLC, Partnership, PubliclyTradedCorporation, PrivatelyHeldCorporation or NotForProfitOrganization.
contact	BusinessContact	Primary contact of the business.
authorizedUsers	Array of AuthorizedUser	Array of authorized users. An authorized user is someone who can participate in the One Time Password (OTP) authentication process.
status	string	Status of the customer, either Active or Archived. You can't do any write operations on an Archived customer.
archiveReason	string	Optional, only if the customer status is Archived. The reason the customer was archived, can be one of Inactive, FraudACHActivity, FraudCardActivity, FraudCheckActivity, FraudApplicationHistory, FraudAccountActivity, FraudClientIdentified, `FraudLinkedToFraudulentCustomer,.
tags	object	See Tags. Inherited from the application tags (see Tag Inheritance).

Relationships

Name	Type	Description
org	JSON:API Relationship	The Org of the business.
application	JSON:API Relationship	The Application that created this business.

Example BusinessCustomer resource:

{  "type": "businessCustomer",  "id": "1",  "attributes": {    "createdAt": "2020-05-10T12:28:37.698Z",    "name": "Pied Piper",    "address": {      "street": "5230 Newell Rd",      "street2": null,      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    },    "phone": {      "countryCode": "1",      "number": "1555555578"    },    "stateOfIncorporation": "DE",    "ein": "123456789",    "entityType": "Corporation",    "contact": {      "fullName": {        "first": "Richard",        "last": "Hendricks"      },      "email": "richard@piedpiper.com",      "phone": {        "countryCode": "1",        "number": "1555555578"      }    },    "authorizedUsers": [      {        "fullName": {          "first": "Jared",          "last": "Dunn"        },        "email": "jared@piedpiper.com",        "phone": {          "countryCode": "1",          "number": "1555555590"        }      }    ],    "status": "Active",    "tags": {      "userId": "106a75e9-de77-4e25-9561-faffe59d7814"    }  },  "relationships": {    "org": {      "data": {        "type": "org",        "id": "1"      }    },    "application": {      "data": {        "type": "businessApplication",        "id": "1"      }    }  }}

TrustCustomer

TrustCustomer is a JSON:API resource, describing the trust customer. Top-level fields:

Field	type	Description
id	string	Identifier of the trust resource.
type	string	Type of the resource, the value is always trustCustomer.
attributes	JSON Object	JSON object representing the trust data.
relationships	JSON:API Relationships	Describes relationships between the customer resource, the Org it belongs to, and the Application it was created by.

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
name	string	Name of the trust.
stateOfIncorporation	string	Two letters representing a US state.
revocability	Either Revocable or Irrevocable	Whether the trust can be changed or canceled after the trust document has been signed.
sourceOfFunds	One of Inheritance, Salary, Savings, InvestmentReturns, Gifts	Origin of the funds used to fund the account.
taxId	string	The grantor's SSN.
contact	TrustContact	Primary contact of the trust.
authorizedUsers	Array of AuthorizedUser	Array of authorized users. An authorized user is someone who can participate in the One Time Password (OTP) authentication process.
status	string	Status of the customer, either Active or Archived. You can't do any write operations on an Archived customer.
archiveReason	string	Optional, only if the customer status is Archived. The reason the account was archived, can be one of Inactive, FraudACHActivity, FraudCardActivity, FraudCheckActivity, FraudApplicationHistory, FraudAccountActivity, FraudClientIdentified, 'FraudLinkedToFraudulentCustomer'.
tags	object	See Tags. Inherited from the application tags (see Tag Inheritance).

Relationships

Name	Type	Description
org	JSON:API Relationship	The Org of the trust.
application	JSON:API Relationship	The Application that created this trust.

Example TrustCustomer resource:

{  "type": "trustCustomer",  "id": "52",  "attributes": {    "createdAt": "2022-04-02T22:14:28.574Z",    "name": "Trust me Inc.",    "stateOfIncorporation": "CA",    "revocability": "Revocable",    "sourceOfFunds": "Salary",    "taxId": "123456789",    "tags": {      "test": "test1"    },    "authorizedUsers": [      {        "fullName": {          "first": "Richard",          "last": "Hendricks"        },        "email": "richard@piedpiper.com",        "phone": {          "countryCode": "1",          "number": "2025550108"        }      }    ],    "status": "Active",    "contact": {      "fullName": {        "first": "Jared",        "last": "Dunn"      },      "email": "jared@piedpiper.com",      "phone": {        "countryCode": "1",        "number": "2025550108"      },      "address": {        "street": "5230 Newell Rd",        "city": "Palo Alto",        "state": "CA",        "postalCode": "94303",        "country": "US"      }    }  },  "relationships": {    "application": {      "data": {        "type": "application",        "id": "51"      }    },    "org": {      "data": {        "type": "org",        "id": "1"      }    }  }}

BusinessFBOCustomer

BusinessFBOCustomer is a JSON:API resource, describing the business fbo customer. Top-level fields:

Field	type	Description
id	string	Identifier of the business resource.
type	string	Type of the resource, the value is always businessFBOCustomer.
attributes	JSON Object	JSON object representing the business data.
relationships	JSON:API Relationships	Describes relationships between the customer resource, the Org it belongs to, and the Application it was created by.

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
businessName	string	Name of the business.
name	string	The offical name
businessVertical	BusinessVertical	The business vertical of the business.
bankName	string	the name of the bank.
numberOfEmployees	NumberOfEmployees	Number of employees of the business.
address	Address	Address of the business.
tags	object	Optional. See Tags.

Relationships

Name	Type	Description
org	JSON:API Relationship	The Org of the business.

Example BusinessCustomer resource:

{  "type": "businessFBOCustomer",  "id": "1",  "attributes": {    "createdAt": "2023-07-23T09:13:18.926Z",    "businessName": "Pied Piper",    "name": "Piermont for the benefit of Pied Piper",    "businessVertical": "RepairAndMaintenance",    "bankName": "Piermont",    "numberOfEmployees": "Between10And50",    "address": {      "street": "1463 41st Avenue",      "city": "San Francisco",      "state": "CA",      "postalCode": "94122",      "country": "US"    },    "tags": {}  },  "relationships": {    "org": {      "data": {        "type": "org",        "id": "1"      }    }  }}

DepositAccount

DepositAccount is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the deposit account resource.
type	string	Type of the resource, the value is always depositAccount.
attributes	JSON Object	JSON object representing the deposit account data.
relationships	JSON:API Relationships	Describes relationships between the deposit account resource and the customer.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
name	string	Name of the account holder.
depositProduct	string	The name of the deposit product.
routingNumber	string	Routing number of account.
accountNumber	string	Account number, together with the routingNumber forms the identifier of the account on the ACH network.
currency	string	Currency of the account.
balance	integer	The balance amount (in cents). The balance represents the funds that are currently in the account (not taking into account future commitments). The balance equals the sum of 'available' and 'hold'.
hold	integer	The hold amount (in cents). The hold represents funds that are not available for spending, due to an outstanding card authorization.
available	integer	The available balance for spending (in cents). Equals the balance minus the hold amount.
tags	object	See Tags.
status	string	Status of the account, either Open, Frozen, or Closed.
freezeReason	string	Optional. The reason the account was frozen, either Fraud, ByBank, or free-text description.
closeReason	string	Optional. The reason the account was closed, either ByCustomer,Fraud or ByBank.
fraudReason	string	Optional. The expanded fraud reason for closing the account when Fraud is specified as the reason. Can be one of: (ACHActivity, CardActivity, CheckActivity, ApplicationHistory, AccountActivity, ClientIdentified, IdentityTheft, LinkedToFraudulentCustomer).
dacaStatus	string	Optional. The account DACA (Deposit Account Control Agreements) status. Can be one of: Entered, Activated.

note

The currency is currently always set to USD. The balance, hold and available amounts are represented in cents.

Relationships

Name	Type	Description
customer	Optional, populated if account has a single owner. JSON:API Relationship	The customer.
customers	Optional, populated if account has multiple owners.

Example DepositAccount Resource:

{  "type": "depositAccount",  "id": "1",  "attributes": {    "createdAt": "2000-05-11T10:19:30.409Z",    "name": "Peter Parker",    "status": "Open",    "depositProduct": "checking",    "routingNumber": "812345678",    "accountNumber": "1000000002",    "currency": "USD",    "balance": 10000,    "hold": 0,    "available": 10000,    "tags": {      "purpose": "checking"    }  },  "relationships": {    "customer": {      "data": {        "type": "customer",        "id": "45555"      }    }  }}

FinancialBusinessFBOAccount

FinancialBusinessFBOAccount is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the deposit account resource.
type	string	Type of the resource, the value is always financialBusinessFBOAccount.
attributes	JSON Object	JSON object representing the financial business fbo account data.
relationships	JSON:API Relationships	Describes relationships between the financial business fbo account resource and the customer.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
name	string	The offical name.
depositProduct	string	The name of the deposit product.
routingNumber	string	Routing number of account.
accountNumber	string	Account number, together with the routingNumber forms the identifier of the account on the ACH network.
currency	string	Currency of the account.
balance	integer	The balance amount (in cents). The balance represents the funds that are currently in the account (not taking into account future commitments). The balance equals the sum of 'available' and 'hold'.
hold	integer	The hold amount (in cents). The hold represents funds that are not available for spending, due to an outstanding card authorization.
available	integer	The available balance for spending (in cents). Equals the balance minus the hold amount.
tags	object	See Tags.
status	string	Status of the account, either Open, Frozen, or Closed.
freezeReason	string	Optional. The reason the account was frozen, either Fraud, ByBank, or free-text description.
closeReason	string	Optional. The reason the account was closed, either ByCustomer or Fraud.
fraudReason	string	Optional. The expanded fraud reason for closing the account when Fraud is specified as the reason. Can be one of: (ACHActivity, CardActivity, CheckActivity, ApplicationHistory, AccountActivity, ClientIdentified, IdentityTheft, LinkedToFraudulentCustomer).
dacaStatus	string	Optional. The account DACA (Deposit Account Control Agreements) status. Can be one of: Entered, Activated.

note

The currency is currently always set to USD. The balance, hold and available amounts are represented in cents.

Relationships

Name	Type	Description
customer	JSON:API Relationship	The customer.

Example FinancialBusinessFBOAccount Resource:

{  "type": "financialBusinessFBOAccount",  "id": "1",  "attributes": {    "createdAt": "2023-07-12T10:19:30.409Z",    "name": "Blue Ridge for the benefit of Pied Piper Inc.",    "status": "Open",    "depositProduct": "checking",    "routingNumber": "812345678",    "accountNumber": "1000000002",    "currency": "USD",    "balance": 10000,    "hold": 0,    "available": 10000,    "tags": {      "purpose": "fbo"    }  },  "relationships": {    "customer": {      "data": {        "type": "customer",        "id": "8"      }    }  }}

CreditAccount

CreditAccount is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the credit account resource.
type	string	Type of the resource. Currently only creditAccount is supported.
attributes	JSON Object	JSON object representing the credit account data.
relationships	JSON:API Relationships	Describes relationships between the credit account resource and the customer.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
name	string	Name of the account holder.
creditTerms	string	The selected credit terms.
currency	string	Currency of the account.
creditLimit	integer	The credit limit (cents).
balance	integer	The balance amount (cents). The balance represents the funds that are currently in the account (not taking into account future commitments). The balance equals the sum of settled transactions minus any repayments.
hold	integer	The hold amount (cents). The hold represents funds that are not available for spending, due to an outstanding card authorization.
available	integer	The available balance for spending (cents). Equals the credit limit, minus the balance and hold amounts.
tags	object	See Tags.
status	string	Status of the account, either Open, Frozen, or Closed.
freezeReason	string	Optional. The reason the account was frozen, either Fraud, ByBank, or free-text description.
closeReason	string	Optional. The reason the account was closed, either ByCustomer, Overdue or Fraud.
closeReasonText	string	Optional. An expanded free-text reason for account closure.
fraudReason	string	Optional. The expanded fraud reason for closing the account when Fraud is specified as the reason. Can be one of: (ACHActivity, CardActivity, CheckActivity, ApplicationHistory, AccountActivity, ClientIdentified, IdentityTheft, LinkedToFraudulentCustomer).

note

The currency is currently always set to USD. The balance, hold and available amounts are represented in cents.

Relationships

Name	Type	Description
customer	Optional, populated if account has a single owner. JSON:API Relationship	The customer.

Example CreditAccount Resource:

{  "data": {    "type": "creditAccount",    "id": "42",    "attributes": {      "createdAt": "2000-05-11T10:19:30.409Z",      "name": "Peter Parker",      "status": "Open",      "creditTerms": "credit_terms_1",      "currency": "USD",      "balance": 10000,      "hold": 0,      "available": 10000,      "tags": {        "purpose": "some_purpose"      },      "creditLimit": 200000    },    "relationships": {      "customer": {        "data": {          "type": "customer",          "id": "45555"        }      },      "org": {        "data": {          "type": "org",          "id": "1"        }      }    }  }}

IndividualDebitCard

IndividualDebitCard is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the card resource.
type	string	Type of the card resource. For individual debit card the value is always individualDebitCard.
attributes	JSON Object	JSON object representing the card data.
relationships	JSON:API Relationships	Describes relationships between the card resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
last4Digits	string	Last 4 digits of the debit card.
expirationDate	string	Card expiration date, formatted YYYY-MM, e.g "2020-05".
shippingAddress	Address	Optional. Shipping address, if specified.
bin	string	9-digit Bank Identification Number (BIN).
status	string	Status of the card, one of: Active, Inactive, Stolen, Lost, Frozen, ClosedByCustomer, SuspectedFraud.
design	string	Optional. Card design, if specified.

Relationships

Field	type	Description
account	JSON:API Relationship	The account the card belongs to.
customer	JSON:API Relationship	The individual or business customer the card belongs to.

Example IndividualDebitCard resource:

{  "type": "individualDebitCard",  "id": "8",  "attributes": {    "createdAt": "2020-05-13T09:07:47.645Z",    "last4Digits": "1234",    "expirationDate": "2022-05",    "bin": "123456789",    "shippingAddress": {      "street": "5230 Newell Rd",      "street2": null,      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    },    "status": "Active"  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "2"      }    },    "customer": {      "data": {        "type": "individualCustomer",        "id": "2"      }    }  }}

BusinessDebitCard

BusinessDebitCard is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the card resource.
type	string	Type of the card resource. For business debit card the value is always BusinessDebitCard.
attributes	JSON Object	JSON object representing the card data.
relationships	JSON:API Relationships	Describes relationships between the card resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
last4Digits	string	Last 4 digits of the debit card.
expirationDate	string	Card expiration date, formatted YYYY-MM, e.g "2020-05".
shippingAddress	Address	Optional. Shipping address, if specified.
ssn	string	Optional. SSN of the card holder (numbers only), if specified during card creation.
passport	string	Optional. Passport number of the card holder, if specified during card creation.
nationality	ISO31661-Alpha2 string	Only when Passport is populated. Two letters representing the card holder nationality. (e.g. "US").
fullName	FullName	Full name of the card holder.
dateOfBirth	RFC3339 Date string	Date of birth of the card holder (e.g. "2001-08-15").
address	Address	Address of the card holder.
bin	string	9-digit Bank Identification Number (BIN).
phone	Phone	Phone of the card holder.
email	string	Email address of the card holder.
status	string	Status of the card, one of: Active, Inactive, Stolen, Lost, Frozen, ClosedByCustomer, SuspectedFraud.
design	string	Optional. Card design, if specified.

Relationships

Field	type	Description
account	JSON:API Relationship	Account the card belong to.
customer	JSON:API Relationship	Holder of the account.

Example BusinessDebitCard resource:

{  "type": "businessDebitCard",  "id": "9",  "attributes": {    "createdAt": "2020-05-13T09:42:21.857Z",    "last4Digits": "2074",    "expirationDate": "2022-05",    "bin": "123456789",    "shippingAddress": {      "street": "5230 Newell Rd",      "street2": null,      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    },    "address": {      "street": "5230 Newell Rd",      "street2": null,      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    },    "fullName": {      "first": "Richard",      "last": "Hendricks"    },    "phone": {      "countryCode": "1",      "number": "1555555578"    },    "email": "richard@piedpiper.com",    "dateOfBirth": "2001-08-10",    "ssn": "123456789",    "status": "Active"  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "1"      }    },    "customer": {      "data": {        "type": "businessCustomer",        "id": "1"      }    }  }}

IndividualVirtualDebitCard

IndividualVirtualDebitCard is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the card resource.
type	string	Type of the card resource. For individual virtual debit card the value is always individualVirtualDebitCard.
attributes	JSON Object	JSON object representing the card data.
relationships	JSON:API Relationships	Describes relationships between the card resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
last4Digits	string	Last 4 digits of the debit card.
expirationDate	string	Card expiration date, formatted YYYY-MM, e.g "2020-05".
bin	string	9-digit Bank Identification Number (BIN).
status	string	Status of the card, one of: Active, Inactive, Stolen, Lost, Frozen, ClosedByCustomer, SuspectedFraud.

Relationships

Field	type	Description
account	JSON:API Relationship	The account the card belongs to.
customer	JSON:API Relationship	The individual or business customer the card belongs to.

Example IndividualVirtualDebitCard resource:

{  "type": "individualVirtualDebitCard",  "id": "8",  "attributes": {    "createdAt": "2020-05-13T09:07:47.645Z",    "last4Digits": "1234",    "expirationDate": "2022-05",    "bin": "123456789",    "status": "Active"  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "2"      }    },    "customer": {      "data": {        "type": "individualCustomer",        "id": "2"      }    }  }}

BusinessVirtualDebitCard

BusinessVirtualDebitCard is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the card resource.
type	string	Type of the card resource. For business virtual debit card the value is always businessVirtualDebitCard.
attributes	JSON Object	JSON object representing the card data.
relationships	JSON:API Relationships	Describes relationships between the card resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	Optional. The date the resource was updated.
last4Digits	string	Last 4 digits of the debit card.
expirationDate	string	Card expiration date, formatted YYYY-MM, e.g "2020-05".
ssn	string	Optional. SSN of the card holder (numbers only), if specified during card creation.
passport	string	Optional. Passport number of the card holder, if specified during card creation.
nationality	ISO31661-Alpha2 string	Only when Passport is populated. Two letters representing the card holder nationality. (e.g. "US").
fullName	FullName	Full name of the card holder.
dateOfBirth	RFC3339 Date string	Date of birth of the card holder (e.g. "2001-08-15").
address	Address	Address of the card holder.
bin	string	9-digit Bank Identification Number (BIN).
phone	Phone	Phone of the card holder.
email	string	Email address of the card holder.
status	string	Status of the card, one of: Active, Inactive, Stolen, Lost, Frozen, ClosedByCustomer, SuspectedFraud.

Relationships

Field	type	Description
account	JSON:API Relationship	Account the card belong to.
customer	JSON:API Relationship	Holder of the account.

Example BusinessVirtualDebitCard resource:

{  "type": "businessVirtualDebitCard",  "id": "9",  "attributes": {    "createdAt": "2020-05-13T09:42:21.857Z",    "last4Digits": "2074",    "expirationDate": "2022-05",    "bin": "123456789",    "address": {      "street": "5230 Newell Rd",      "street2": null,      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    },    "fullName": {      "first": "Richard",      "last": "Hendricks"    },    "phone": {      "countryCode": "1",      "number": "1555555578"    },    "email": "richard@piedpiper.com",    "dateOfBirth": "2001-08-10",    "ssn": "123456789",    "status": "Active"  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "1"      }    },    "customer": {      "data": {        "type": "businessCustomer",        "id": "1"      }    }  }}

Counterparty Balance

Counterparty is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the Counterparty.
type	string	Type of the balance. for counterparty balance the value is always counterpartyBalance.
attributes	JSON Object	JSON object representing the counterparty balance resource.
relationships	JSON:API Relationships	Describes relationships between the counterparty balance and the customer and counterparty.

Attributes

Name	Type	Description
balance	number	The current balance amount (in cents) of the counterparty.
available	number	Optional. The available balance amount (in cents) of the counterparty.

Relationships

Name	Type	Description
counterparty	JSON:API Relationship	The counterparty the balance belongs to.
customer	JSON:API Relationship	The customer the counterparty belongs to.

Example Counterparty Balance resource:

{  "data": {    "type": "counterpartyBalance",    "id": "2",    "attributes": {      "balance": 11000,      "available": 10000    },    "relationships": {      "counterparty": {        "data": {          "type": "counterparty",          "id": "2"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10000"        }      }    }  }}

ACH Counterparty

Counterparty is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the ACH counterparty resource.
type	string	Type of the ACH counterparty resource.
attributes	JSON Object	JSON object representing the counterparty resource.
relationships	JSON:API Relationships	Describes relationships between the ACH counterparty and the originating customer.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
name	string	The account holder's name (whether an individual or a business).
routingNumber	string	Valid 9-digit ABA routing transit number.
bank	string	Name of the bank.
accountNumber	string	Bank account number.
accountType	string	Either Checking, Savings or Loan.
type	string	Either Business, Person or Unknown.
permissions	string	Either CreditOnly or CreditAndDebit.
tags	object	See Tags.

Relationships

Name	Type	Description
customer	JSON:API Relationship	The customer the counterparty belongs to.

Example Counterparty resource:

{  "type": "achCounterparty",  "id": "8",  "attributes": {    "createdAt": "2020-05-13T09:07:47.645Z",    "name": "Joe Doe",    "routingNumber": "011000138",    "bank": "Bank Of America",    "accountNumber": "123",    "accountType": "Checking",    "type": "Person",    "permissions": "CreditOnly"  },  "relationships": {    "customer": {      "data": {        "type": "customer",        "id": "111111"      }    }  }}

ACH Payment

AchPayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the ACH payment resource.
type	string	Type of the payment resource. For originations the value is achPayment.
attributes	JSON Object	JSON object representing the payment resource.
relationships	JSON:API Relationships	Describes relationships between the ACH payment and the originating deposit account and customer.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
status	string	One of Pending,Pending Review, Rejected, Clearing, Sent, Canceled, Returned. See ACH Status.
reason	string	Optional. More information about the status.
counterparty	Counterparty	The party on the other side of the ACH payment.
direction	string	The direction in which the funds flow (either Debit or Credit).
description	string	Payment description (maximum of 10 characters), also known as Company Entry Description, this will show up on statement of the counterparty.
addenda	string	Optional, additional payment description (maximum of 50 characters), not all institutions present that.
amount	integer	The amount (cents) of the payment.
settlementDate	RFC3339 Date string	Optional, for ACH debit with statuses Pending,Clearing, shows the date on which the payment will be settled.
expectedCompletionDate	RFC3339 Date string	Optional, for ACH credit with statuses Pending,Sent, shows the date on which the counterparty will handle the request.
tags	object	See Tags.
counterpartyVerificationMethod	string	Optional, shows the verification method of the counterparty : 'Plaid'.
sameDay	boolean	Indicates whether the payment is a Same Day ACH payment. See Same Day ACH.
secCode	string	The 3-letter ACH Standard Entry Class (SEC) Code. One of WEB, CCD, PPD.
clearingDaysOverride	integer	Optional, the amount of days it will take an Originated ACH debit to clear. See Dynamic Clearing Period.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account originating the transfer.
customer	OptionalJSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
counterparty	JSON:API Relationship	The Counterparty the payment to be made to.
transaction	JSON:API Relationship	Optional. The transaction generated by this payment. Generated instantly in cases where a credit ach payment is converted to a book payment, otherwise, once the payment is sent.
recurringPayment	Optional, JSON:API Relationship	The recurring payment belonging to this payment.

Example AchPayment resource:

{  "data": {    "type": "achPayment",    "id": "50",    "attributes": {      "createdAt": "2020-01-13T16:01:19.346Z",      "status": "Pending",      "counterparty": {        "routingNumber": "812345678",        "accountNumber": "12345569",        "accountType": "Checking",        "name": "Jane Doe"      },      "description": "Funding",      "direction": "Credit",      "amount": 10000,      "sameDay": false,      "secCode": "WEB"    },    "relationships": {      "account": {        "data": {          "type": "depositAccount",          "id": "555"        }      },      "customer": {        "data": {          "type": "individualCustomer",          "id": "99823"        }      },      "counterparty": {        "data": {          "type": "counterparty",          "id": "4567"        }      },      "transaction": {        "data": {          "type": "transaction",          "id": "4003"        }      }    }  }}

Recurring Credit ACH Payment

RecurringCreditAchPayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the recurring Credit ACH payment resource.
type	string	Type of the payment resource. For credit ach recurring payments the value is recurringCreditAchPayment.
attributes	JSON Object	JSON object representing the recurring payment resource.
relationships	JSON:API Relationships	Describes relationships between the Recurring Credit ACH payment and the originating deposit account and org.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	The date the resource was updated.
amount	integer	The amount (cents) of the payment.
description	string	Payment description (maximum of 10 characters), also known as Company Entry Description, this will show up on statement of the counterparty.
addenda	string	Optional, additional payment description (maximum of 80 characters), not all institutions present that.
status	string	Status of the recurring payment, one of: Active, Completed, Disabled.
numberOfPayments	integer	Represents the number of payments that were created by this recurring payment.
schedule	Schedule	The schedule of the recurring payment.
tags	object	See Tags.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account originating the recurring payment.
org	JSON:API Relationship	The org the customer belongs to.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
counterparty	JSON:API Relationship	The Counterparty the payment to be made to.

Example RecurringCreditAchPayment resource:

{  "data": {    "type": "recurringCreditAchPayment",    "id": "1",    "attributes": {      "createdAt": "2022-06-25T08:50:49.391Z",      "updatedAt": "2022-06-25T08:50:49.391Z",      "amount": 1000,      "description": "Rent - Apartment 15",      "schedule": {        "startTime": "2022-06-25",        "interval": "Monthly",        "nextScheduledAction": "2022-07-18",        "dayOfMonth": 16      },      "status": "Active",      "numberOfPayments": 0    },    "relationships": {      "counterparty": {        "data": {          "type": "counterparty",          "id": "1"        }      },      "account": {        "data": {          "type": "account",          "id": "10002"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10004"        }      },      "org": {        "data": {          "type": "org",          "id": "1"        }      }    }  }}

Recurring Debit ACH Payment

RecurringDebitAchPayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the recurring Credit ACH payment resource.
type	string	Type of the payment resource. For credit ach recurring payments the value is recurringCreditAchPayment.
attributes	JSON Object	JSON object representing the recurring payment resource.
relationships	JSON:API Relationships	Describes relationships between the Recurring Credit ACH payment and the originating deposit account and org.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	The date the resource was updated.
amount	integer	The amount (cents) of the payment.
description	string	Payment description (maximum of 10 characters), also known as Company Entry Description, this will show up on statement of the counterparty.
addenda	string	Optional, additional payment description (maximum of 80 characters), not all institutions present that.
status	string	Status of the recurring payment, one of: Active, Completed, Disabled.
numberOfPayments	integer	Represents the number of payments that were created by this recurring payment.
schedule	Schedule	The schedule of the recurring payment.
tags	object	See Tags.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account originating the recurring payment.
org	JSON:API Relationship	The org the customer belongs to.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
counterparty	JSON:API Relationship	The Counterparty the payment to be made to.

Example RecurringCreditAchPayment resource:

{  "data": {    "type": "recurringDebitAchPayment",    "id": "1",    "attributes": {      "createdAt": "2022-06-25T08:50:49.391Z",      "updatedAt": "2022-06-25T08:50:49.391Z",      "amount": 1000,      "description": "Rent - Apartment 15",      "schedule": {        "startTime": "2022-06-25",        "interval": "Monthly",        "nextScheduledAction": "2022-07-18",        "dayOfMonth": 16      },      "status": "Active",      "numberOfPayments": 0    },    "relationships": {      "counterparty": {        "data": {          "type": "counterparty",          "id": "1"        }      },      "account": {        "data": {          "type": "account",          "id": "10002"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10004"        }      },      "org": {        "data": {          "type": "org",          "id": "1"        }      }    }  }}

Book Payment

BookPayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the book payment resource.
type	string	Type of the payment resource. The value is always bookPayment.
attributes	JSON Object	JSON object representing the payment resource.
relationships	JSON:API Relationships	Describes relationships between the Book payment and the originating deposit account and customer.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
status	string	Either Sent or Rejected (see reason for details).
reason	string	Optional. More information about the status.
direction	string	The direction in which the funds flow (either Debit or Credit).
description	string	Payment description (maximum of 80 characters), this will show up on statement of the counterparty.
transactionSummaryOverride	string	If this field is populated, its contents will be returned as the bookTransaction’s summary field (maximum of 100 characters).
amount	string	The amount (cents) of the payment.
tags	object	See Tags.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account creating the payment.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to a multiple individual customers.
counterpartyAccount	JSON:API Relationship	The Counterparty account the payment to be made to.
counterpartyCustomer	JSON:API Relationship	The Customer the counterparty account belongs to. The customer is either a business or an individual, might be empty if there is more than one associated customer.
transaction	JSON:API Relationship	The Book Transaction generated by this payment.
recurringPayment	Optional, JSON:API Relationship	The recurring payment belonging to this payment.

Example BookPayment resource:

{  "data": {    "type": "bookPayment",    "id": "1232",    "attributes": {      "createdAt": "2021-02-21T13:03:19.025Z",      "amount": 1500,      "direction": "Credit",      "description": "Funding",      "status": "Sent"    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "555"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10000"        }      },      "counterpartyAccount": {        "data": {          "type": "account",          "id": "99821"        }      },      "counterpartyCustomer": {        "data": {          "type": "customer",          "id": "10000"        }      },      "transaction": {        "data": {          "type": "transaction",          "id": "1413"        }      }    }  }}

Recurring Credit Book Payment

RecurringCreditBookPayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the recurring credit book payment resource.
type	string	Type of the payment resource. The value is always recurringCreditBookPayment.
attributes	JSON Object	JSON object representing the payment resource.
relationships	JSON:API Relationships	Describes relationships between the recurring credit book payment and the originating deposit account and org.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	The date the resource was updated.
amount	string	The amount (cents) of the payment.
description	string	Payment description (maximum of 80 characters), this will show up on statement of the counterparty.
status	string	Status of the recurring payment, one of: Active, Completed, Disabled.
numberOfPayments	integer	Represents the number of payments that were created by this recurring payment.
schedule	Schedule	The schedule of the recurring payment.
transactionSummaryOverride	string	If this field is populated, its contents will be returned as the bookTransaction’s summary field (maximum of 100 characters).
tags	object	See Tags.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account creating the recurring payment.
counterpartyAccount	JSON:API Relationship	The Counterparty account the payment to be made to.
org	JSON:API Relationship	The org the customer belongs to.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.

Example RecurringBookPayment resource:

{  "data": {    "type": "recurringCreditBookPayment",    "id": "4",    "attributes": {      "createdAt": "2022-06-25T14:27:41.093Z",      "updatedAt": "2022-06-25T14:27:41.093Z",      "amount": 40,      "description": "Subscription - Basic Plan",      "schedule": {        "startTime": "2022-06-25",        "interval": "Monthly",        "nextScheduledAction": "2022-07-05",        "dayOfMonth": 5      },      "status": "Active",      "tags": {        "test": "test"      },      "numberOfPayments": 0    },    "relationships": {      "org": {        "data": {          "type": "org",          "id": "1"        }      },      "account": {        "data": {          "type": "account",          "id": "10002"        }      },      "counterpartyAccount": {        "data": {          "type": "account",          "id": "10000"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10004"        }      }    }  }}

Wire Payment

WirePayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the wire payment resource.
type	string	Type of the payment resource. The value is always wirePayment.
attributes	JSON Object	JSON object representing the payment resource.
relationships	JSON:API Relationships	Describes relationships between the Wire payment and the originating deposit account, customer and transaction.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
status	string	Either Pending, Returned, Sent or Rejected (see reason for details).
reason	string	Optional. More information about the status.
direction	string	The direction in which the funds flow (Credit only).
description	string	Payment description (maximum of 50 characters), this will show up on statement of the counterparty.
counterparty	Wire Counterparty	The beneficiary party on the other end of the payment.
amount	string	The amount (cents) of the payment.
tags	object	See Tags.
imadOmad	object	(Conditional) IMAD/OMAD - Input/Output Message Accountability Data. It's a unique number given to each FedWire payment in case of payment has been sent and fully processed.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account creating the payment.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to a multiple individual customers.
transaction	JSON:API Relationship	The Wire Transaction generated by this payment.

Example WirePayment resource:

{  "data": {    "type": "wirePayment",    "id": "3",    "attributes": {      "createdAt": "2021-10-05T06:33:45.035Z",      "amount": 200,      "direction": "Credit",      "description": "Wire payment",      "counterparty": {        "name": "April Oniel",        "routingNumber": "812345678",        "accountNumber": "1000000001",        "address": {          "street": "20 Ingram St",          "city": "Forest Hills",          "state": "CA",          "postalCode": "11375",          "country": "US"        }      },      "status": "Sent",      "imadOmad": {        "imad": "123456",        "omad": "654321"      }    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "10000"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10000"        }      },      "customers": {        "data": [          {            "type": "customer",            "id": "10000"          }        ]      },      "transaction": {        "data": {          "type": "transaction",          "id": "1"        }      }    }  }}

ACH Received Payment

AchReceivedPayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the received payment resource.
type	string	Type of the transaction resource. The value is always achReceivedPayment.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer related transactions).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all receive payment types.
status	string	The status of the Received Payment. One of Pending, PendingReview, MarkedForReturn, Advanced, Completed or Returned, see ReceivedPayment Statuses. Common to all received payment types.
wasAdvanced	boolean	Will be true if the received payment was or is being Advanced (has or has had the status Advanced). Common to all received payment types.
isAdvanceable	boolean	Will be true if the received payment can be advanced.
direction	string	The direction in which the funds flow (either Debit or Credit).
completionDate	RFC3339 Date string	Shows the date on which the received ACH will be completed(settled or repaid).
returnReason	string	Optional. The reason if the received payment is Returned. See ACH return reasons.
amount	integer	The amount (cents) of the ACH received payment. Common to all received payment types.
description	string	ACH description (maximum of 10 characters), also known as Company Entry Description.
addenda	string	Optional. Additional transaction description (maximum of 80 characters).
companyName	string	The name by which the originator is known to the receiver.
receivingEntityName	string	Optional. The name of the Recipient as it was declared by the originator of the payment.
counterpartyRoutingNumber	string	The routing number of the party that originated the received ACH payment.
traceNumber	string	The ACH Trace Number.
secCode	string	Optional. The 3-letter ACH Standard Entry Class (SEC) Code (e.g. WEB, CCD, PPD, etc.).
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to, business or individual.
receivePaymentTransaction	Optional, JSON:API Relationship	The transaction of the received payment, created due to advance or when the ACH is processed.
paymentAdvanceTransaction	Optional, JSON:API Relationship	The transaction that funded the Advance from the provisional credit operating account, if the received payment was advanced.
repayPaymentAdvanceTransaction	Optional, JSON:API Relationship	The transaction that repaid the advance once the received payment is completed.

Example AchReceivedPayment resource:

{  "type": "achReceivedPayment",  "id": "1337",  "attributes": {    "createdAt": "2022-02-01T12:03:14.406Z",    "status": "Completed",    "wasAdvanced": true,    "amount": 100000,    "completionDate": "2022-01-23",    "companyName": "Uber",    "counterpartyRoutingNumber": "051402372",    "description": "Sandbox Transaction",    "traceNumber": "123456789123456",    "secCode": "PPD",    "tags": {}  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "163555"      }    },    "customer": {      "data": {        "type": "customer",        "id": "129522"      }    },    "receivePaymentTransaction": {      "data": {        "type": "transaction",        "id": "101"      }    },    "paymentAdvanceTransaction": {      "data": {        "type": "transaction",        "id": "202"      }    },    "repayPaymentAdvanceTransaction": {      "data": {        "type": "transaction",        "id": "890"      }    }  }}

Declined Incoming Payment

DeclinedIncomingPayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the declined incoming payment resource.
type	string	Type of the declined incoming payment resource. The value is always declinedIncomingPayment.
attributes	JSON Object	JSON object representing the declined incoming payment resource.
relationships	JSON:API Relationships	Describes relationships between the declined incoming payment and the originating deposit account and customer.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
reason	string	The reason for the transaction return. See ACH return reasons.
direction	string	The direction in which the funds flow (either Debit or Credit).
amount	integer	The amount (cents) of the payment.
type	string	Type of the payment resource.

Currently only AchPayment payment type is supported.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account originating the transfer.
customer	OptionalJSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.

Example DeclinedIncomingPayment resource:

{  "data": {    "type": "declinedIncomingPayment",    "id": "1",    "attributes": {      "direction": "Credit",      "amount": 10000,      "reason": "NoAccount",      "paymentType": "AchPayment",      "createdAt": "2020-01-13T16:01:19.346Z"    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "555"        }      },      "customer": {        "data": {          "type": "customer",          "id": "99823"        }      }    }  }}

ACH Repayment

AchRepayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the ACH repayment resource.
type	string	Type of the payment resource. For ach repayment the value is achRepayment.
attributes	JSON Object	JSON object representing the repayment resource.
relationships	JSON:API Relationships	Describes relationships between the ACH repayment and the originating deposit account, credit account and org.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	The date the resource was updated.
amount	integer	The amount (cents) of the payment.
status	string	Either Pending, PendingReview, Returned, Sent or Rejected
tags	object	See Tags.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account originating the repayment.
creditAccount	JSON:API Relationship	The Credit Account the repayment is made for.
org	JSON:API Relationship	The org the customer belongs to.
customer	Optional, JSON:API Relationship	The Customer the credit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
counterparty	JSON:API Relationship	The Counterparty the repayment to be made from.
payment	JSON:API Relationship	The payment created between the account and the counterparty

Example AchRepayment resource:

{  "data": {    "type": "achRepayment",    "id": "1",    "attributes": {      "createdAt": "2022-09-19T09:02:13.343Z",      "updatedAt": "2022-09-19T09:02:13.343Z",      "amount": 200,      "status": "Pending"    },    "relationships": {      "org": {        "data": {          "type": "org",          "id": "1"        }      },      "account": {        "data": {          "type": "account",          "id": "10003"        }      },      "counterparty": {        "data": {          "type": "counterparty",          "id": "1"        }      },      "creditAccount": {        "data": {          "type": "creditAccount",          "id": "10007"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10002"        }      },      "payment": {        "data": {          "type": "payment",          "id": "1"        }      }    }  }}

Book Repayment

BookRepayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the Book repayment resource.
type	string	Type of the payment resource. For book repayment the value is bookRepayment.
attributes	JSON Object	JSON object representing book repayment resource.
relationships	JSON:API Relationships	Describes relationships between the book repayment and the originating deposit account, credit account and org.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	The date the resource was updated.
amount	integer	The amount (cents) of the payment.
status	string	Either Pending, PendingReview, Returned, Sent or Rejected
tags	object	See Tags.

Relationships

Name	Type	Description
account	JSON:API Relationship	The Deposit Account originating the repayment.
creditAccount	JSON:API Relationship	The Credit Account the repayment is made for.
org	JSON:API Relationship	The org the customer belongs to.
customer	Optional, JSON:API Relationship	The Customer the credit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
counterpartyAccount	JSON:API Relationship	The Deposit Account the repayment to be made from.
payment	JSON:API Relationship	The payment created between the account and counterpartyAccount

Example BookRepayment resource:

{  "data": {    "type": "bookRepayment",    "id": "5",    "attributes": {      "createdAt": "2022-09-19T09:33:16.254Z",      "updatedAt": "2022-09-19T09:33:16.254Z",      "amount": 20,      "status": "Sent"    },    "relationships": {      "counterparty": {        "data": {          "type": "account",          "id": "10008"        }      },      "account": {        "data": {          "type": "account",          "id": "10006"        }      },      "creditAccount": {        "data": {          "type": "creditAccount",          "id": "10007"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10002"        }      },      "org": {        "data": {          "type": "org",          "id": "2"        }      },      "payment": {        "data": {          "type": "payment",          "id": "6"        }      }    }  }}

Capital Partner ACH Repayment

capitalPartnerAchRepayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the Capital Partner repayment resource.
type	string	Type of the payment resource. For capital partner ACH repayment the value is capitalPartnerAchRepayment.
attributes	JSON Object	JSON object representing the repayment resource.
relationships	JSON:API Relationships	Describes relationships between the capital partner ACH repayment and the credit account.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	The date the resource was updated.
amount	integer	The amount (cents) of the payment.
status	string	Either Pending, PendingReview, Returned, Sent or Rejected
tags	object	See Tags.

Relationships

Name	Type	Description
creditAccount	JSON:API Relationship	The Credit Account the repayment is made for.
counterparty	JSON:API Relationship	The Counterparty the repayment to be made from.
org	JSON:API Relationship	The org the customer belongs to.
customer	Optional, JSON:API Relationship	The Customer the credit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
payment	JSON:API Relationship	The payment created between the capital partner's account and the counterparty

Example capitalPartnerAchRepayment resource:

{  "type": "capitalPartnerAchRepayment",  "id": "1",  "attributes": {    "createdAt": "2022-09-19T09:02:13.343Z",    "updatedAt": "2022-09-19T09:02:13.343Z",    "amount": 200,    "status": "Pending"  },  "relationships": {    "counterparty": {      "data": {        "type": "counterparty",        "id": "1"      }    },    "creditAccount": {      "data": {        "type": "creditAccount",        "id": "10007"      }    },    "org": {      "data": {        "type": "org",        "id": "1"      }    },    "payment": {      "data": {        "type": "payment",        "id": "1"      }    }  }}

Capital Partner Book Repayment

capitalPartnerBookRepayment is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the Capital Partner repayment resource.
type	string	Type of the payment resource. For capital partner book repayment the value is capitalPartnerBookRepayment.
attributes	JSON Object	JSON object representing the repayment resource.
relationships	JSON:API Relationships	Describes relationships between the capital partner book repayment and the credit account.

Attributes

Name	Type	Description
createdAt	RFC3339 Date string	The date the resource was created.
updatedAt	RFC3339 Date string	The date the resource was updated.
amount	integer	The amount (cents) of the payment.
status	string	Either Pending, PendingReview, Returned, Sent or Rejected
tags	object	See Tags.

Relationships

Name	Type	Description
creditAccount	JSON:API Relationship	The Credit Account the repayment is made for.
counterpartyAccount	JSON:API Relationship	The Deposit Account the repayment to be made from.
org	JSON:API Relationship	The org the customer belongs to.
customer	Optional, JSON:API Relationship	The Customer the credit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
payment	JSON:API Relationship	The payment created between the capital partner's account and the counterparty

Example capitalPartnerBookRepayment resource:

{  "type": "capitalPartnerBookRepayment",  "id": "4",  "attributes": {    "createdAt": "2022-09-19T09:10:09.206Z",    "updatedAt": "2022-09-19T09:10:09.206Z",    "amount": 20,    "status": "Sent"  },  "relationships": {    "counterparty": {      "data": {        "type": "account",        "id": "10008"      }    },    "creditAccount": {      "data": {        "type": "creditAccount",        "id": "10007"      }    },    "customer": {      "data": {        "type": "customer",        "id": "10002"      }    },    "org": {      "data": {        "type": "org",        "id": "1"      }    },    "payment": {      "data": {        "type": "payment",        "id": "5"      }    }  }}

Originated ACH Transaction

OriginatedAchTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always originatedAchTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
description	string	Transaction description.
addenda	string	Optional, additional transaction description.
counterparty	Counterparty	The party on the other end of the transaction.
secCode	string	The 3-letter ACH Standard Entry Class (SEC) Code. One of WEB, CCD, PPD.
traceNumber	string	Optional. The 15-digit ACH Trace Number identifies the transaction within the ACH file after transmission.
tags	object	See Tags. Inherited from the payment tags (see Tag Inheritance).

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
payment	JSON:API Relationship	The payment belonging to this transaction.
recurringPayment	Optional, JSON:API Relationship	The recurring payment belonging to this transaction.

Example OriginatedAchTransaction resource:

{  "type": "originatedAchTransaction",  "id": "1",  "attributes": {    "createdAt": "2020-09-06T07:51:02.570Z",    "direction": "Credit",    "amount": 10000,    "balance": 10000,    "summary": "Unit Inc | Initial account funding",    "description": "Funding",    "addenda": "Initial account funding",    "counterparty": {      "name": "Unit Inc",      "routingNumber": "812345678",      "accountNumber": "1",      "accountType": "Checking"    },    "secCode": "WEB",    "traceNumber": "812345670000123"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10001"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    },    "payment": {      "data": {        "type": "payment",        "id": "5"      }    }  }}

Received ACH Transaction

ReceivedAchTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always receivedAchTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
description	string	Transaction description.
addenda	string	Optional. Additional transaction description (maximum of 50 characters).
companyName	string	The name by which the originator is known to the receiver.
counterpartyRoutingNumber	string	The routing number of the party that originated the ACH payment.
traceNumber	string	The ACH Trace Number.
secCode	string	Optional. The 3-letter ACH Standard Entry Class (SEC) Code (e.g. WEB, CCD, PPD, etc.).
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.

Example ReceivedAchTransaction resource:

{  "type": "receivedAchTransaction",  "id": "4",  "attributes": {    "createdAt": "2020-09-08T12:41:43.360Z",    "direction": "Debit",    "amount": 80000,    "balance": 90000,    "summary": "Company: Unit Inc | Description: Payment from Unit Inc.",    "description": "Payment from Unit Inc.",    "companyName": "Unit Inc",    "counterpartyRoutingNumber": "812345678",    "traceNumber": "021214860002342",    "secCode": "WEB"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "1"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    }  }}

Returned ACH Transaction

ReturnedAchTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always returnedAchTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
companyName	string	The name by which the originator is known to the receiver.
counterpartyName	string	The name of the party that originated the ACH payment.
counterpartyRoutingNumber	string	The routing number of the party that originated the ACH payment.
reason	string	The reason for the transaction return. See ACH return reasons.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
payment	JSON:API Relationship	The returned payment.

Example ReturnedAchTransaction resource:

{  "type": "returnedAchTransaction",  "id": "4",  "attributes": {    "createdAt": "2020-09-08T12:41:43.360Z",    "direction": "Debit",    "amount": 1000,    "balance": 9000,    "summary": "Return due to: NoAccount | Counterparty: Unit Inc",    "companyName": "Unit Inc",    "counterpartyName": "Unit Inc",    "counterpartyRoutingNumber": "812345678",    "reason": "NoAccount"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "1"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    },    "payment": {      "data": {        "type": "payment",        "id": "1"      }    }  }}

Returned Received ACH Transaction

The transaction represents a received ACH that has been returned, automatically by Unit (e.g insufficient funds), by a dispute, or manually via a Return Received ACH.

ReturnedReceivedAchTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always returnedReceivedAchTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
companyName	string	The name by which the originator is known to the receiver.
reason	string	The reason for the transaction return. See ACH return reasons.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
returned	JSON:API Relationship	The returned transaction.

Example ReturnedReceivedAchTransaction resource:

{  "type": "returnedReceivedAchTransaction",  "id": "4",  "attributes": {    "createdAt": "2020-09-08T12:41:43.360Z",    "direction": "Debit",    "amount": 1000,    "balance": 500,    "summary": "Returned received ACH transaction #55 due to: Account has insufficient funds",    "companyName": "John Doe",    "reason": "InsufficientFunds"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "1"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    },    "returned": {      "data": {        "type": "transaction",        "id": "55"      }    }  }}

Dishonored ACH Transaction

A dishonored ACH transaction is a relatively uncommon transaction type, that happens when Unit attempts to return a received ACH, but the originating bank decides not to return the funds. This typically happens when the return is not in compliance with the NACHA rules (e.g. 3 days after the payment took place when the network rules define a maximum of 2 days).

DishonoredAchTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always dishonoredAchTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
description	string	Transaction description.
companyName	string	The name by which the originator is known to the receiver.
counterpartyRoutingNumber	string	The routing number of the party that originated the ACH payment.
traceNumber	string	The ACH Trace Number.
reason	string	The reason for the dishonored return.
secCode	string	Optional. The 3-letter ACH Standard Entry Class (SEC) Code (e.g. WEB, CCD, PPD, etc.).
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.

Example DishonoredAchTransaction resource:

{  "type": "dishonoredAchTransaction",  "id": "423",  "attributes": {    "createdAt": "2021-03-11T12:24:51.360Z",    "direction": "Debit",    "amount": 61000,    "balance": 0,    "summary": "Company: Unit Inc | Description: Payment from Unit Inc.",    "description": "Payment from Unit Inc.",    "companyName": "Unit Inc",    "counterpartyRoutingNumber": "812345678",    "traceNumber": "021214860002342",    "secCode": "WEB"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "1"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    }  }}

Book Transaction

BookTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always bookTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
counterparty	Counterparty	The party on the other end of the transaction.
tags	object	See Tags. Inherited from the payment tags (see Tag Inheritance).

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
counterpartyAccount	JSON:API Relationship	The account of the counterparty.
counterpartyCustomer	JSON:API Relationship	The counterparty customer.
payment	Optional, JSON:API Relationship	The payment belonging to this transaction.
recurringPayment	Optional, JSON:API Relationship	The recurring payment belonging to this transaction.

Example BookTransaction resource:

{  "type": "bookTransaction",  "id": "9547",  "attributes": {    "createdAt": "2020-07-05T15:49:36.864Z",    "direction": "Credit",    "amount": 1000,    "balance": 12000,    "summary": "Counterparty: Jane Smith | Description: Gift",    "counterparty": {      "name": "Jane Smith",      "routingNumber": "812345678",      "accountNumber": "10039",      "accountType": "Checking"    }  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "10035"      }    },    "customer": {      "data": {        "type": "customer",        "id": "5"      }    },    "counterpartyAccount": {      "data": {        "type": "account",        "id": "10036"      }    },    "counterpartyCustomer": {      "data": {        "type": "customer",        "id": "7"      }    },    "payment": {      "data": {        "type": "payment",        "id": "10000"      }    }  }}

Push To Card Transaction

PushToCardTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always pushToCardTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources.

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags. Inherited from the payment tags (see Tag Inheritance).

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
payment	Optional, JSON:API Relationship	The payment belonging to this transaction.
org	JSON:API Relationship	The org the customer belongs to.

Example PushToCardTransaction resource:

{  "data": {    "type": "pushToCardTransaction",    "id": "777",    "attributes": {      "createdAt": "2023-03-23T13:56:04.200Z",      "amount": 501,      "direction": "Debit",      "balance": 10619,      "summary": "My Unit Account to Card Routine #2",      "tags": {}    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "42"        }      },      "customer": {        "data": {          "type": "customer",          "id": "28"        }      },      "customers": {        "data": [          {            "type": "customer",            "id": "19"          }        ]      },      "org": {        "data": {          "type": "org",          "id": "1"        }      },      "payment": {        "data": {          "type": "payment",          "id": "68"        }      }    }  }}

Push To Card Reversal Transaction

PushToCardReversalTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always pushToCardReversalTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources.

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags. Inherited from the payment tags (see Tag Inheritance).

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
payment	Optional, JSON:API Relationship	The payment belonging to this transaction.
org	JSON:API Relationship	The org the customer belongs to.
originalTransaction	JSON:API Relationship	The original push to card transaction

Example PushToCardReversalTransaction resource:

{  "data": {    "type": "pushToCardReversalTransaction",    "id": "7",    "attributes": {      "createdAt": "2023-05-22T08:04:43.692Z",      "amount": 500005,      "direction": "Credit",      "balance": 1499947,      "summary": "Push to card transaction reversal for original transaction #6 | My Unit Account to Card Routine #900-5",      "tags": {}    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "10003"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10003"        }      },      "customers": {        "data": [          {            "type": "customer",            "id": "10003"          }        ]      },      "org": {        "data": {          "type": "org",          "id": "1"        }      },      "payment": {        "data": {          "type": "payment",          "id": "1005"        }      },      "originalTransaction": {        "data": {          "type": "originalTransaction",          "id": "6"        }      }    }  }}

Cash Deposit Transaction

CashDepositTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always cashDepositTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources.

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags. Inherited from the payment tags (see Tag Inheritance).

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.

Example CashDepositTransaction resource:

{  "type": "cashDepositTransaction",  "id": "1523",  "attributes": {    "createdAt": "2020-07-05T15:49:36.864Z",    "direction": "Credit",    "amount": 10000,    "balance": 12000,    "summary": "Cash deposit at Walgreens | Via card ending with 1234"  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "1000"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    }  }}

Purchase Transaction

PurchaseTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always purchaseTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
cardLast4Digits	string	The last 4 digits of the debit card involved in the transaction.
merchant.name	string	The name of the merchant.
merchant.type	integer	The 4-digit ISO 18245 merchant category code (MCC).
merchant.category	string	The merchant category, described by the MCC code (see this reference for the list of category descriptions).
merchant.location	string	Optional. The location (city, state, etc.) of the merchant.
merchant.id	string	Optional. The unique network merchant identifier.
coordinates	Coordinates	Optional. Coordinates (latitude, longitude) of where the purchase took place.
recurring	boolean	Indicates whether the transaction is recurring.
interchange	string	Optional. The interchange share for this transaction. Calculated at the end of each day, see the transaction.updated event.
grossInterchange	string	Optional. The gross interchange share for this transaction.
ecommerce	boolean	Indicates whether the transaction was created over an electronic network (primarily the internet).
cardPresent	boolean	Indicates whether the card was present when the transaction was created.
paymentMethod	string	Optional. The payment method used, one of: Manual, Swipe, Contactless, ChipAndPin, Stored, Other.
digitalWallet	string	Optional. The type of digital wallet used, one of: Google, Apple, Other.
cardVerificationData.verificationMethod	string	Optional. The verification method used, one of: Address, CVV2, AddressAndCVV2.
cardNetwork	string	Optional. The card network used, one of: Visa, Interlink, Accel, Allpoint, Other.
tags	object	See Tags. Inherited from the authorization request tags (see Tag Inheritance).
cashWithdrawalAmount	integer	Optional. Cash withdrawal amount
richMerchantData	Rich Merchant Data	Optional. Full merchant information.
currencyConversion	Currency Conversion	Optional. When original currency for transaction is not USD.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
card	JSON:API Relationship	The debit card involved in the transaction.
authorization	JSON:API Relationship	Optional. The Authorization request made by the merchant, if present (see Authorizations).
authorizationRequest	Optional, JSON:API Relationship	The preceding authorization request, if present (see Authorization Requests).

Example PurchaseTransaction resource:

{  "type": "purchaseTransaction",  "id": "51",  "attributes": {    "createdAt": "2020-09-08T12:41:43.360Z",    "direction": "Debit",    "amount": 2500,    "balance": 10523,    "summary": "Car rental",    "cardLast4Digits": "2282",    "merchant": {      "name": "Europcar Mobility Group",      "type": 3381,      "category": "EUROP CAR",      "location": "Cupertino, CA",      "id": "029859000085093"    },    "coordinates": {      "longitude": -77.0364,      "latitude": 38.8951    },    "recurring": false,    "interchange": "2.43",    "grossInterchange": "200.00",    "ecommerce": false,    "cardPresent": true,    "paymentMethod": "Contactless",    "digitalWallet": "Apple",    "cardVerificationData": {      "verificationMethod": "CVV2"    },    "cardNetwork": "Visa"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10001"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    },    "card": {      "data": {        "type": "card",        "id": "11"      }    },    "authorization": {      "data": {        "type": "authorization",        "id": "40"      }    }  }}

ATM Transaction

AtmTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always atmTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction, including the surcharge fee. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
cardLast4Digits	string	The last 4 digits of the debit card involved in the transaction.
atmName	string	The name of the ATM.
atmLocation	string	Optional. The location (city, state, etc.) of the ATM.
surcharge	number	The surcharge fee (cents) for the transaction.
interchange	string	Optional. The interchange share for this transaction. Calculated at the end of each day, see the transaction.updated event.
grossInterchange	string	Optional. The gross interchange share for this transaction.
cardNetwork	string	Optional. The card network used, one of: Visa, Interlink, Accel, Allpoint, Other.
tags	object	See Tags.
currencyConversion	Currency Conversion	Optional. When original currency for transaction is not USD.

### Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
card	JSON:API Relationship	The debit card involved in the transaction.

Example AtmTransaction resource:

{  "type": "atmTransaction",  "id": "1432",  "attributes": {    "createdAt": "2020-07-05T15:49:36.864Z",    "direction": "Credit",    "amount": 10000,    "balance": 12000,    "summary": "ATM deposit",    "cardLast4Digits": "2282",    "atmName": "First National Bank",    "atmLocation": "Masontown, PA 15461",    "surcharge": 10,    "cardNetwork": "Allpoint",    "grossInterchange": "200.00"  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "1000"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    },    "card": {      "data": {        "type": "card",        "id": "11"      }    }  }}

Fee Transaction

FeeTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always feeTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer and relatedTransaction).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
relatedTransaction	JSON:API Relationship	Optional. The transaction which the fee is subject to.

Example FeeTransaction resource:

{  "type": "feeTransaction",  "id": "388",  "attributes": {    "createdAt": "2020-09-08T12:41:43.360Z",    "direction": "Debit",    "amount": 10,    "balance": 89980,    "summary": "Payment fee for transaction #4"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10001"      }    },    "customer": {      "data": {        "type": "customer",        "id": "3"      }    },    "relatedTransaction": {      "data": {        "type": "transaction",        "id": "4"      }    }  }}

Negative Balance Coverage Transaction

negativeBalanceCoverageTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always negativeBalanceCoverageTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer and relatedTransaction).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.

Example NegativeBalanceCoverageTransaction resource:

{  "type": "negativeBalanceCoverageTransaction",  "id": "97",  "attributes": {    "createdAt": "2022-07-18T13:56:05.385Z",    "amount": 2005,    "direction": "Credit",    "balance": 0,    "summary": "Negative balance coverage of account 10014"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10014"      }    },    "customer": {      "data": {        "type": "customer",        "id": "10009"      }    },    "customers": {      "data": [        {          "type": "customer",          "id": "10009"        }      ]    }  }}

Card Reversal Transaction

CardReversalTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always cardReversalTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer and relatedTransaction).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
cardLast4Digits	string	The last 4 digits of the debit card involved in the transaction.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
relatedTransaction	JSON:API Relationship	Optional. The transaction which the reversal is related to.
card	JSON:API Relationship	The debit card used in the purchase.

Example CardReversalTransaction resource:

{  "type": "cardReversalTransaction",  "id": "401",  "attributes": {    "createdAt": "2020-09-14T12:41:43.360Z",    "direction": "Debit",    "amount": 10,    "balance": 89980,    "summary": "Reversal for transaction #400",    "cardLast4Digits": "2282"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10001"      }    },    "customer": {      "data": {        "type": "customer",        "id": "1001"      }    },    "relatedTransaction": {      "data": {        "type": "transaction",        "id": "400"      }    },    "card": {      "data": {        "type": "card",        "id": "11"      }    }  }}

Card Transaction

A transaction that represents various card transactions that are not Purchase or ATM transactions. Most commonly, these transactions represent peer-to-peer payments (e.g. Venmo, CashApp) and gig economy employee payouts (ride sharing, deliveries, etc).

CardTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always cardTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
cardLast4Digits	string	The last 4 digits of the debit card involved in the transaction.
merchant.name	string	Optional. The name of the merchant.
merchant.type	integer	Optional. The 4-digit ISO 18245 merchant category code (MCC).
merchant.category	string	Optional. The merchant category, described by the MCC code (see this reference for the list of category descriptions).
merchant.location	string	Optional. The location (city, state, etc.) of the merchant.
merchant.id	string	Optional. The unique network merchant identifier.
recurring	boolean	Optional. Indicates whether the transaction is recurring.
interchange	string	Optional. The interchange share for this transaction. Calculated at the end of each day, see the transaction.updated event.
grossInterchange	string	Optional. The gross interchange share for this transaction.
paymentMethod	string	Optional. The payment method used, one of: Manual, Swipe, Contactless, ChipAndPin, Stored, Other.
digitalWallet	string	Optional. The type of digital wallet used, one of: Google, Apple, Other.
cardVerificationData.verificationMethod	string	Optional. The verification method used, one of: Address, CVV2, AddressAndCVV2.
cardNetwork	string	Optional. The card network used, one of: Visa, Interlink, Accel, Allpoint, Other.
richMerchantData	Rich Merchant Data	Optional. Full merchant information.
tags	object	See Tags.
currencyConversion	Currency Conversion	Optional. When original currency for transaction is not USD.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
authorization	JSON:API Relationship	Optional. The Authorization request made, if present (see Authorizations).
card	JSON:API Relationship	The debit card used in the purchase.

Example CardTransaction resource:

{  "type": "cardTransaction",  "id": "410",  "attributes": {    "createdAt": "2020-09-20T12:41:43.360Z",    "direction": "Debit",    "amount": 10,    "balance": 89480,    "summary": "Card transaction details",    "cardLast4Digits": "2282",    "merchant": {      "name": "Europcar Mobility Group",      "type": 3381,      "category": "EUROP CAR",      "location": "Cupertino, CA",      "id": "029859000085093"    },    "recurring": false,    "interchange": "2.43",    "grossInterchange": "200.00",    "paymentMethod": "Contactless",    "digitalWallet": "Apple",    "cardVerificationData": {      "verificationMethod": "CVV2"    },    "cardNetwork": "Visa"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10001"      }    },    "customer": {      "data": {        "type": "customer",        "id": "1001"      }    },    "card": {      "data": {        "type": "card",        "id": "11"      }    }  }}

Wire Transaction

WireTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always wireTransaction.
attributes	JSON Object	JSON object representing the transaction data.
Attributes
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
counterparty	Counterparty	The party on the other end of the transaction, either the beneficiary or the originator.
description	string	Optional. Description of the transaction as entered by the originator.
originatorToBeneficiaryInformation	string	Originator To Beneficiary Information, multi-line string delimited by \n.
senderReference	string	Sender reference.
referenceForBeneficiary	string	Reference for the Beneficiary.
beneficiaryInformation	string	Beneficiary Information, multi-line string delimited by \n.
beneficiaryAdviceInformation	string	Beneficiary Advice Information, multi-line string delimited by \n.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.

Example WireTransaction resource:

{  "type": "wireTransaction",  "id": "9547",  "attributes": {    "createdAt": "2020-07-05T15:49:36.864Z",    "direction": "Credit",    "amount": 1000,    "balance": 12000,    "summary": "Wire to Jane Smith",    "counterparty": {      "name": "Jane Smith",      "routingNumber": "812345678",      "accountNumber": "10039",      "accountType": "Checking"    }  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "10035"      }    },    "customer": {      "data": {        "type": "customer",        "id": "5"      }    }  }}

Release Transaction

ReleaseTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always releaseTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
senderName	string	Name of the sender.
senderAddress	Address	Address of the sender.
senderAccountNumber	string	Unique identifier to monitor for similar sending accounts, could be the BIN + last four digits of the card number OR a unique identifier generated by you for the sender.
counterparty	Counterparty	The party who is releasing the funds
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types. The value is always Credit.
description	string	Description of the payment.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account receiving the funds.

Example ReleaseTransaction resource:

{  "type": "releaseTransaction",  "id": "258",  "attributes": {    "createdAt": "2020-12-08T15:38:07.394Z",    "senderName": "Richard Hendricks",    "senderAddress": {      "street": "5230 Newell Rd",      "city": "Palo Alto",      "state": "CA",      "postalCode": "94303",      "country": "US"    },    "senderAccountNumber": "123456798",    "counterparty": {      "name": "BatchAccount15",      "routingNumber": "812345678",      "accountNumber": "1000000096",      "accountType": "Checking"    },    "amount": 1000,    "direction": "Credit",    "description": "First Payment",    "balance": 1000,    "summary": "First Payment  |  Richard Hendricks"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10097"      }    }  }}

Adjustment Transaction

AdjustmentTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always adjustmentTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
description	string	Description of the transaction.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account participating in the transaction.

Example AdjustmentTransaction resource:

{  "type": "adjustmentTransaction",  "id": "215",  "attributes": {    "createdAt": "2021-04-12T16:08:39.040Z",    "amount": 5000,    "direction": "Debit",    "balance": 3124000,    "summary": "correction of transaction #200",    "description": "correction of transaction #200"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10001"      }    },    "customer": {      "data": {        "type": "customer",        "id": "10000"      }    }  }}

Interest Transaction

InterestTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always interestTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account and customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.

Example InterestTransaction resource:

{  "type": "interestTransaction",  "id": "9547",  "attributes": {    "createdAt": "2020-07-05T15:49:36.864Z",    "direction": "Credit",    "amount": 1000,    "balance": 12000,    "summary": "Interest March 2020"  },  "relationships": {    "account": {      "data": {        "type": "depositAccount",        "id": "10035"      }    },    "customer": {      "data": {        "type": "customer",        "id": "5"      }    }  }}

Interest Share Transaction

interestShareTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always interestShareTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer and org).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account of the customer.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
org	JSON:API Relationship	The Org of the customer.

Example InterestShareTransaction resource:

{  "data": {    "type": "interestShareTransaction",    "id": "12345",    "attributes": {      "createdAt": "2021-09-01T04:08:33.250Z",      "amount": 1,      "direction": "Credit",      "balance": 7,      "summary": "Interest Share August 2021"    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "1"        }      },      "customer": {        "data": {          "type": "customer",          "id": "24"        }      },      "customers": {        "data": [          {            "type": "customer",            "id": "24"          }        ]      },      "org": {        "data": {          "type": "org",          "id": "1"        }      }    }  }}

Dispute Transaction

DisputeTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always disputeTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer, disputedTransaction).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
disputeId	string	Unique ID of the dispute that is related to the transaction.
summary	string	Summary of the transaction. Common to all transaction types.
reason	string	The reason for the dispute transaction, one of: ProvisionalCredit, ProvisionalCreditReversalDenied, ProvisionalCreditReversalResolved, FinalCredit.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account participating in the transaction.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
disputedTransaction	Optional, JSON:API Relationship	The transaction that has been disputed.

Example DisputeTransaction resource:

{  "type": "disputeTransaction",  "id": "226",  "attributes": {    "createdAt": "2021-04-19T12:44:08.055Z",    "amount": 2500,    "direction": "Credit",    "balance": 550000,    "summary": "Dispute 119 | Provisional Credit",    "reason": "ProvisionalCredit"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10001"      }    },    "customer": {      "data": {        "type": "customer",        "id": "10000"      }    },    "disputedTransaction": {      "data": {        "type": "transaction",        "id": "6"      }    }  }}

Check Deposit Transaction

CheckDepositTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always checkDepositTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer, checkDeposit).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account participating in the transaction.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
checkDeposit	JSON:API Relationship	The Check Deposit the transaction is related to.

Example CheckDepositTransaction resource:

{  "data": {    "type": "checkDepositTransaction",    "id": "264",    "attributes": {      "createdAt": "2021-06-06T07:21:51.467Z",      "amount": 200,      "direction": "Credit",      "balance": 371600,      "summary": "Check deposit"    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "10001"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10000"        }      },      "checkDeposit": {        "data": {          "type": "checkDeposit",          "id": "122"        }      }    }  }}

Returned Check Deposit Transaction

ReturnedCheckDepositTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always returnedCheckDepositTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer, checkDeposit).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
reason	string	The reason for the transaction return.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account participating in the transaction.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
checkDeposit	JSON:API Relationship	The Check Deposit the transaction is related to.

Example ReturnedCheckDepositTransaction resource:

{  "data": {    "type": "returnedCheckDepositTransaction",    "id": "265",    "attributes": {      "createdAt": "2021-06-06T07:23:30.101Z",      "amount": 200,      "direction": "Debit",      "balance": 3716500,      "summary": "Returned due to: Insufficient Funds  |  Check deposit",      "reason": "Insufficient Funds"    },    "relationships": {      "account": {        "data": {          "type": "account",          "id": "10001"        }      },      "customer": {        "data": {          "type": "customer",          "id": "10000"        }      },      "checkDeposit": {        "data": {          "type": "checkDeposit",          "id": "122"        }      }    }  }}

Check Payment Transaction

CheckPaymentTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always checkPaymentTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer, checkPayment).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account participating in the transaction.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
checkPayment	JSON:API Relationship	The Check Payment the transaction is related to.

Example CheckPaymentTransaction resource:

{  "type": "checkPaymentTransaction",  "id": "7",  "attributes": {    "createdAt": "2023-02-21T11:40:55.442Z",    "amount": 299991,    "direction": "Debit",    "balance": -1,    "summary": "Check Payment | 0322"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10002"      }    },    "customer": {      "data": {        "type": "customer",        "id": "10005"      }    },    "customers": {      "data": [        {          "type": "customer",          "id": "10005"        }      ]    },    "checkPayment": {      "data": {        "type": "checkPayment",        "id": "5"      }    }  }}

Returned Check Payment Transaction

ReturnedCheckPaymentTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always returnedCheckPaymentTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer, checkPayment).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
returnReason	string	The reason for the transaction return. This is a replacement to the deprecated reason attribute.
tags	object	See Tags.

note

Currently, bot reason and returnReason are supported. Be advised that the values they return are different and that returnReason will soon be deprecated, and reason will be used to return the check payment return reasons as specified in the return reasons list.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account participating in the transaction.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
checkPayment	JSON:API Relationship	The Check Payment the transaction is related to.

Example ReturnedCheckPaymentTransaction resource:

{  "type": "returnedCheckPaymentTransaction",  "id": "8",  "attributes": {    "createdAt": "2023-02-21T11:40:55.442Z",    "amount": 299991,    "direction": "Credit",    "balance": 299990,    "summary": "Returned Check Payment transaction #7 due to: Stop Payment",    "returnReason": "StopPayment"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10002"      }    },    "customer": {      "data": {        "type": "customer",        "id": "10005"      }    },    "customers": {      "data": [        {          "type": "customer",          "id": "10005"        }      ]    },    "checkPayment": {      "data": {        "type": "checkPayment",        "id": "5"      }    },    "returned": {      "data": {        "type": "transaction",        "id": "7"      }    }  }}

Payment Canceled Transaction

The transaction represents an originated ACH that has been canceled by its originator prior to its transmission to the ACH network.

PaymentCanceledTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always paymentCanceledTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API Relationship	The Deposit Account participating in the transaction.
customer	Optional, JSON:API Relationship	The Customer the deposit account belongs to. This relationship is only available if the account belongs to a single customer, business or individual.
customers	Optional, Array of JSON:API Relationship	The list of Customers the deposit account belongs to. This relationship is only available if the account belongs to multiple individual customers.
org	JSON:API Relationship	The org the customer belongs to.
relatedTransaction	JSON:API Relationship	The original transaction being canceled.

Example PaymentCanceledTransaction resource:

{  "type": "paymentCanceledTransaction",  "id": "185",  "attributes": {    "createdAt": "2022-02-02T13:11:22.404Z",    "amount": 7000,    "direction": "Credit",    "balance": 1702108,    "summary": "Cancellation of: 184  |  Payment Id: 18"  },  "relationships": {    "account": {      "data": {        "type": "account",        "id": "10002"      }    },    "customer": {      "data": {        "type": "customer",        "id": "10001"      }    },    "customers": {      "data": [        {          "type": "customer",          "id": "10001"        }      ]    },    "relatedTransaction": {      "data": {        "type": "transaction",        "id": "184"      }    }  }}

Payment Advance Transaction

PaymentAdvanceTransaction is a JSON:API resource, top-level fields:

Field	type	Description
id	string	Identifier of the transaction resource.
type	string	Type of the transaction resource. The value is always paymentAdvanceTransaction.
attributes	JSON Object	JSON object representing the transaction data.
relationships	JSON:API Relationships	Describes relationships between the transaction resource and other resources (account, customer, receivedPayment).

Attributes

Field	type	Description
createdAt	RFC3339 Date string	The date the transaction was created. Common to all transaction types.
direction	string	The direction in which the funds flow. Common to all transaction types. The value is always Debit.
amount	integer	The amount (cents) of the transaction. Common to all transaction types.
balance	integer	The account balance (cents) after the transaction. Common to all transaction types.
summary	string	Summary of the transaction. Common to all transaction types.
tags	object	See Tags.

Relationships

Field	type	Description
account	JSON:API